Picture of Benjamin Liaw

Benjamin Liaw

After graduating with a degree in business management, Benjamin Liaw began his career in the bank before moving into the insurance industry. Having picked up an array of knowledge in meeting and handling client's concerns, he aims to solve his client's mortgage concerns as well.

Refinancing Your Mortgage in Singapore: Benefits and Considerations

Refinancing your mortgage can be a smart financial move that offers various benefits and opportunities for homeowners in Singapore. Whether you’re looking to take advantage of lower interest rates, change your loan terms, or access equity in your home, refinancing presents a pathway to potentially save money and improve your overall financial situation. However, it’s essential to navigate the refinancing process with careful consideration and understanding. In this article, we delve into the benefits and considerations of refinancing your mortgage

A Singaporean Guide On Using CPF for Your House

If the recent August Build To Order (BTO) launch including Queenstown and Hougang has left your senses tingling, you have probably considered getting your own property. Being one of the largest financial commitments you would make, it is only reasonable for you to stop and ponder – how can I pay for my house? We have always heard about Singaporeans using their CPF savings to pay for their new house– but which aspects can it cover, and how much cash