Clifford Choo

Clifford Choo

Before graduating with a degree in business analytics, Clifford has always expressed strong interest in the real estate industry. During his prior experience in sales and consulting, he has always exceeded expectations and delivered quality results on time. He is a trusted individual known for being meticulous and providing clients with the best solutions to meet their needs. Being with his clients during such important milestones always brings him satisfaction as he can ensure their journey is seamless. With the trust given, Clifford can help clients to make more informed decisions to maximise their returns.

Should You Use CPF To Pay Off Your Home Loan?

What is CPF & what can it be used for? If you don’t know yet, 20% of the gross income of all Singaporeans and PRs below 55 years old is directed into their CPF account. CPF acts as a social security net and offers a savings account for your mortgage repayments. You will have 3 accounts (eventually 4 accounts) Your CPF Ordinary Account (OA) is aimed to help you achieve homeownership. It can be used for Special Account is created