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In a recent article, we introduced the differences between secured and unsecured loans. A secured loan is one that is backed by an asset which serves as collateral, similar to a housing loan. In contrast, unsecured credit is not backed by any asset, and intrinsically poses a greater credit risk to the lender. To compensate
In this article, you will be equipped with knowledge on the differences between Joint Tenancy and Tenancy in Common. With this knowledge, you would be able to make sound judgments on which you should choose when you purchase a property with a co-owner/s. Making an informed decision on the choice of tenancy is crucial at
Amidst rapid westernization and change in demographic beliefs, Singapore is very much still guided by our Asian cultures and beliefs. One of the key pillars forming the Asian culture is the idea of “孝顺” which translates to filial piety, where the younger descendants make it a duty to care for their elders. Our nation’s leader