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Renovating Your Home: Should you take Personal Loan or Renovation Loan?

Renovating your home can be a substantial expense. Depending on your choice of design theme, scope of work involved, resale or new flat, private or HDB, the entire renovation cost can vary greatly. According to interior design platform Redbrick Homes, the expected renovation cost can range from $30,000/$40,000 (3-room HDB BTO/Resale flat) to $50,000/$65,000 (5-room

Equity loans: The Pros, The Cons, and Everything In Between

Have you ever considered how you could tap into the equity your property provides? Aside from the existing loans in the market, equity loans are a great way for you to get funds for your child’s tertiary education or for home improvements. Synonymous with “cash out refinancing” and “term loan”, equity loans can be incredibly

Bridging Loans 101: Your Simple Guide to Temporary Home Financing

Selling a home is not a quick and easy task. Realistically speaking, it can take approximately four months or more to do so. So what happens if you find your dream home at a reasonable price, but are unable to complete the sale of your existing property in time? Here’s where bridging loans help! In

Sale of Balance Flats – What is it and how can I apply for it?

What happens to HDB flats left unsold in previous launches? Do they sit empty? If you’re looking to ditch the years long BTO wait and secure your dream home faster, the HDB Sale of Balance Flats (SBF) might just be your key! In this article, we’ll be taking you through the process of how you

Starting the Year Right: Smart Mortgage Planning for 2024

As we step into 2024, navigating the landscape of mortgage planning in Singapore is more crucial than ever. With the global economy witnessing significant shifts, understanding these changes and their impact on mortgage rates is vital for anyone looking to secure a home loan or refinance their property.  Understanding 2024 Mortgage Rate Trends The mortgage

Maximizing Your Investment: Strategies for Property Investors in Singapore

Singapore’s property market has long been a beacon of stability and growth, attracting investors from around the globe. In this dynamic landscape, the key to maximizing your investment lies in understanding the market trends and employing effective strategies tailored to this unique environment. Whether you’re a seasoned investor or new to the property scene, this

Navigating the Singapore Property Market (2024)

Singapore’s property market is a dynamic and evolving landscape, a hub of opportunities for both homebuyers and investors. As we enter 2024, understanding these changes become crucial. This post aims to guide you through the key trends, opportunities, and considerations in the Singapore property market this year. Current Trends and Predictions for 2024 The private

Property Transactions: Should You DIY or Engage A Property Agent?

With the prevalence of online portals dedicated to facilitating property transactions, it is now common to hear of a friend or a relative who have sold their property without engaging a property agent. The availability and transparency of data online regarding property prices, condition and accessibility make it all the more attractive to save on

The Impact Of An Experienced Mortgage Advisor In Singapore

Securing the Best Financing Options Why should I engage the services of a mortgage advisor in Singapore when I can easily apply for housing loans myself? Imagine this: You have just placed a deposit for a property which is a huge investment (Possibly the biggest type of loan in your lifetime) but you realized you

How To Be A Smart Home Buyer in Singapore

Purchasing a home is a monumental step that goes beyond acquiring a physical space; it’s an investment that influences one’s financial stability and lifestyle. Aspiring homeowners in Singapore need to recognize the magnitude of this decision and the commitment it entails. Beyond the joy of having a place to call your own, to be a