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In real estate, timing is everything. Timing your decisions to buy and sell property is the key to maximising profits. Experts usually do so by studying the fluctuations of prices within the real estate cycle. Whether you are a homeowner, investor or a renter, it is important to understand how the property cycle works in
The government rolled out new rules regarding the use of the Central Provident Fund (CPF) and housing loan with effect from 10th May 2019. This provides property buyers with greater flexibility, without compromising the duration of their lease and their retirement funds. It is a pivotal shift from just focusing on the remaining lease, to
A conversion of office spaces to residential and hotel spaces in the CBD, an increase in the amount of green spaces, improved connectivity in the city and an enhanced focus on the Arts – these are some of the many changes that the URA Draft Master Plan 2019 has in place. The URA Master Plan
A simple way to generate a stable source of income is to invest in rental properties. However, pros and cons are unavoidable. Hence, this article provides you with six great tips for you to ensure it goes as smoothly as possible… The primary objective of getting a rental property is simple: to generate a stable
Do you know the real potential of your property? Generally, every real estate owner or prospective buyer only has their personal (or even perceived) interests at heart. What this means is that one decides to buy a property because he/she fancies it based on merely physical characteristics, or even on an unfound basis that it
There are certain conditions to inheriting a property. For instance, the inheritance must be under the terms of a will by the deceased or in cases where there is no will, it has to be by the possession of the Interstate Succession Act. To whom does your property go to after you pass on? Are
Growing up, we’ve all heard about the five Cs. Singaporeans are obsessed with getting cash, car, credit card, condominium and country club membership. But are we familiar with the five Cs of Housing? 1. Capital Buying a house requires money. And depending on the type of house you choose, that amount varies. If you are
Known as Singapore’s premier shopping belt since the 1960s after the area was zoned for retail, Orchard Road is no stranger to the retail scene. However, Singapore’s once-famed shoppers’ paradise is slowly losing its significance. This is evident in the falling foot traffic along the 2.2km retail strip and the five-year high vacancy rate of
A home loan package with its interest rate pegged to a bank’s Fixed Deposit (FD) rates was widely popular among homeowners during its initial inception. FD rates were first pioneered by DBS, and her peers came up with their own versions soon after. The FD rates’ popularity was attributed to a very low rate in
General Trends in 2018 Looking back at the trend of mortgages in 2018, we would have noticed that people are all big about fixed rates and many of you would have to ask why? The reason is simple, fixed rates were at a 1.55%, 2-years fixed whereas floating rates were at 1.6%, and looking at