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Taking the first step in making a good decision on your first property purchase will give you a better overall real estate experience. While property prices have moved up over the years, Singaporeans who wish to purchase their first HDB property should not allow this to get into their way. The CPF housing grants was
According to data from the Urban Redevelopment Authority (URA), the number of Executive Condominium units sold by developers went up from 492 in March 2016, to 572 in March 2017, indicating a 16.2% increase. The demand for private housing, especially Executive Condominiums (ECs), has increased steadily, partly because of the current low interest rate climate
A real estate purchase is a huge financial commitment, and is probably the biggest purchase many of us will make in one lifetime. This is especially so in Singapore where homes do not come cheap; it’s one of the main reasons why most of us continue to live with our parents until the day we
How did TDSR come about in Singapore ? Imagine sitting on a table in a casino and there is a probability of more than a 50% chance of earning almost double of your bet. Wouldn’t it be a good bet? In the long run, chances are you will make a profit. Now, if this bet
In the latest announcement jointly made by the Ministry of Finance (MOF), Ministry of National Development (MND) and Monetary Authority of Singapore (MAS), the Government has made adjustments with regard to the Seller’s Stamp Duty (SSD) and Total Debt Servicing Ratio (TDSR) framework, with effect from 11 March 2017. No changes have been made to
Redbrick’s proprietary event, Property Quotient, had its first instalment for the year on Saturday, 25 February. In case you aren’t familiar with the concept, Property Quotient is a series of real estate seminars catered to both home owners and investors. Its sole purpose is to equip guests with the skills and knowledge in their foray into
Condo vs landed property Singapore Singapore is a wonderful place to live and work in. People from all over the world flock here to enjoy this busy and beautiful land of opportunities. And of course, everyone has to live somewhere. There are magnificent luxury condos available, but you can also enjoy your own, exclusive landed
You probably have some sort of reviews on your finances every so often. Of the numerous items that we look at, one of those closest to our hearts, and may often always be at the back of my minds as well, is our home sweet home, and the “dreadful” loan that is attached to
After months of speculation, the US Federal Reserve has finally raised its benchmark interest rate by 0.25%, a collective vote which saw the key rate increase from 0.5% to 0.75%. While this hike was considered a conservative one, rates might continue to rise at a faster pace in the coming year, due to the new
HDB flat owners, rejoice! According to the Inland Revenue Authority of Singapore (IRAS), your property tax next year will be lowered. Owners of all private property will either see a decrease as well, or no changes made to their taxes. Property owners will receive their tax bills by the end of 2016, and payment has