New Search

If you are not happy with the results below please do another search

Search Results for:  – Page 3

Decoupling – What And How It Can Help You Buy A Second Property

Following the increase in Additional Buyer Stamp Duty (ABSD) April 2023, Singaporeans must pay 20% ABSD if they intend to purchase a second property. Hence, would you be interested to find out how you can still purchase a second property without incurring ABSD? With more than 10 years of experience under his belt, Alvin Lock

Optimize Home Loan Financing: Keep $20K in Your CPF Ordinary Account

Your Central Provident Fund (CPF) comes in handy when purchasing your new home but how much money should one tap on CPF? Should you deplete your CPF savings? What is a safe amount of money to be retained in CPF? Fret not, let us give you a better idea on home loan financing. When purchasing

Affordable Home Loans: Discovering the Best Options for Your Dream Home

Did you just purchase your first HDB flat? Buying a HDB flat is not cheap, and many of us would therefore take up an affordable home loan from either the bank or HDB.  However, as many of us know, the interest rates for bank loans have recently risen. So, which should I choose between a

Unveiling the Charm of Conservation Shophouses: A Timeless Investment Opportunity

I’m sure you have heard of the term ‘Conservation Shophouses’ before, but what exactly are they? In this article, we will introduce them to you, and perhaps, convince you about why it could be a great investment. What are Conservation Shophouses? According to URA, shophouses are a “historical source of delight and nostalgia”, as they

7 Secret Bank Policies Revealed

The considerations for loan approvals are often limited to the regulations / bank policies that you are already aware of, like fulfilling the debt servicing ratio. However, you may not always be able to borrow at your desired loan-to-value (LTV) ratio, putting a greater obstacle in the way of achieving your dream property. As prospective

A Comprehensive Guide To Property Valuation – Residual Method

Thinking of valuing your home, but unsure about how to do it? There are 3 different methods you can use to value your home – Residual Method, Income Method and Direct Comparison Method. In this article, we will be focusing on the residual method of valuation. Valuation is not only limited to buildings or houses!

Reverse Mortgage – Did DBS Successfully Bring Back Reverse Mortgages?

Reverse mortgages are not new in Singapore – after being discontinued in 2009. Why is it then that it has been brought back to life again in 2021? And how has it been doing so far? If you’re curious to know more about it, read on as we guide you through the world of reverse

HDB Essential Occupier – Is This The Right Manner Of Holding For Me?

Essential Occupier – a term that constantly pops up on HDB’s website when you search for grants and schemes. But, what is it? Read on to learn more about the HDB essential occupier, as well as the pros and cons of structuring your home purchase under this arrangement . Who are essential occupiers? An essential

Benefits Of A Longer Loan Tenure

When it comes to buying a home in Singapore, one of the major decisions that you will have to make is the length of your home loan tenure. While some may opt for shorter tenures, such as a 15-year loan, there are many benefits of choosing a longer tenure, such as a 30-year loan. This