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Can you afford your next home?

With endless online resources to help you find your next dream home, the only obstacle in your way is understanding what you can afford. The fact that you are reading this now, tells us you have great plans in mind, and that you are probably planning your path to success. Are you that young ambitious

August BTOs To Keep an Eye Out For

After a gruelling year and a half for those waiting for their delayed Build-To Order (BTO), the launches for new BTO launches have picked up speed once again. August 2021 BTO projects offers 3 mature estates in the list – a rare find in Singapore, especially in longstanding mature estates like Queenstown. If you are

Is it really good to buy HDB with spouse as essential occupier?

With the rise in property taxes in efforts to cool the market, more young Singaporeans turn to listing their spouse as an essential occupier instead of co-owning their HDB flat. Who is a HDB Essential Occupier? According to HDB, an essential occupier refers to a family member who is part of a family nucleus, which

Understanding SIBOR, SOR and the transition to SORA

Those who have taken a home loan may be familiar with its two forms – the fixed rate and floating rates, which its market managed variants are typically based on the Singapore Interbank Offered Rate (“SIBOR”). So, what will the introduction of the Singapore Overnight Rate (“SORA”) mean for you, and will this make loans

8 Ways to Spot a Lousy Mortgage Broker

Moving into a new home is one of the most transformative stages in many of our lives. It is the manifestation of countless sacrifices, multiple viewings, negotiations, discussions with family members and a step forward in our journey. You have worked so hard to get there, surely you deserve a break? But no. Nothing truly

Phase 2 (Heightened Alert) – Stay home and make your home senior-friendly

Over the past few weeks, several clusters of infections have emerged along with a pattern of local unlinked community cases. Therefore, the Multi-Ministry Taskforce has announced additional measures and restrictions under Phase 2 (Heightened Alert) to minimise transmission of the virus. On 16th May 2021, Phase 2 (Heightened Alert) started so as to reduce the

Dirty little secrets that developers have up their sleeves

Just like you would dress up for a first date to impress, private developers are no different. Showflats form the first impression for any prospective buyer, and developers put in a great deal of effort to glam it up, from neatly arranged wine glasses and cutleries to antique chandeliers hanging from the ceilings. More often

5 new areas in Singapore for your next home

Singapore as we know is always striving to become a beautiful livable city. We often see buildings in mid-construction and these sites are not a rare sight at all. Amidst all the hustle and bustle of the city-state, new residential towns are emerging, slowly but surely. In this article, we will look at 5 areas

Give Me 5 Minutes, I’ll Give You the Truth About Proximity Housing Grant

Being filial to one’s parents has always been an extremely important value in our Singaporean society, and we would definitely want to take care of our parents in their silver years. One way to show piety and get paid for it would be to live near your parents; the Proximity Housing Grant (PHG) is offered

Why is there a New Code Of Conduct For Leasing Of Retail Premises?

With the recent COVID-19 pandemic sending ripples across multiple sectors, industry leaders have been working hard to find ways to mediate the negative impacts. Although some sectors have remained resilient when the economy is seeing many sectors struggling, the retail sector has been facing immense pressure and ordeals. This fall in demand for retail goods