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Is Getting Mortgage Advice Necessary?

For many of us, real estate is likely one of the most expensive assets that you will ever purchase in your lifetime. This is even more true in Singapore, where property prices keep getting higher. Whether you are seeking to purchase your next property for investment purposes or to upgrade your property, mortgage advice would

Buying your HDB Resale Flat: What is Cash Over Valuation?

With the current hot property market, the transacted prices of many resale HDBs  have become higher than their valuation. This has led to rising Cash Over Valuation (COV). If you are keen to purchase a resale HDB flat with limited funds in the bank, COV is a key item  you should keep a lookout for.

Interesting Facts You Never Knew About the Distribution and Planning Of Parks in Singapore

Urban Redevelopment Authority (URA) is the land-use planning authority in Singapore. Singapore is a country with limited land area of 728 km², equivalent to 0.22% the size of Malaysia. Singapore has faced a low annual population growth rate, of 1.1% in 2019. This was followed by our total population, which includes citizens, permanent residents, foreign workers

What Are The Different Types Of Private And Landed Properties In Singapore?

As we all know, a large majority of Singapore’s land is owned by the Government. This makes landed property a popular (though expensive) option for many future homeowners. If you are one of the many who want to own private or landed property in Singapore, yet are confused about the many foreign terms, fret not!

A Comprehensive Guide To Executive Condominiums (ECs) In Singapore

Do you want to live in a condominium, but feeling concerned about the high price? Executive Condominiums (ECs) might be the one for you! Read on to learn more about what they are. What is it? Also known as the property for the “sandwiched class”, Executive Condominiums (ECs) are a hybrid of public and private

Making Sense of Credit Cards

In a previous article about loans, we touched on the different types of loans that are available to consumers, one of which included a personal line of credit and credit cards. In this article, we will dive deeper into the world of credit cards – the benefits that it could have to you, some key

Guide to Achieving the Singaporean Dream: Purchasing Your First HDB Resale Flat

Whether you’re a newly wedded couple who isn’t keen to wait for your BTO, a retiree couple or a single individual looking for your first home, the HDB resale market has a variety of housing options to offer you. Purchasing properties involves complex paperwork and some hidden costs. So, here’s a complete guide for your

A Singaporean Guide to Buying your First HDB in Singapore

According to a survey done by Coffee meets Bagel, 92% of Singaporean daters believe that good financial planning is a crucial trait they look for in their other half. Given the price of real estate, your first home is likely to be the biggest purchase when it comes to adulting. Like most adulting topics, it

Redbrick Conversations with William Wong, Founder, Realstar Premier Group

Redbrick Mortgage Advisory is honoured to interview Mr. William Wong, Founder and Managing Director of Realstar Premier Group. Established in 2001, Realstar Premier Group has since transacted more than 2,000 landed properties, and over $14 billion worth of landed transactions. With 70 agents specializing in transactions for the landed arena, Realstar Premier Group has stellar