New Search

If you are not happy with the results below please do another search

Search Results for:  – Page 3

The Singapore Playground: Themes, Culture, and Community

Since its independence in 1965, Singapore has undergone rapid transformation, with the development of modern infrastructure, a thriving economy, and a diverse population. One of the key strategies that has shaped the city’s development is the creations of new towns in the suburbs, as outlined in the first Master Plan in 1958. The Housing and

Is Getting Mortgage Advice Necessary?

For many of us, real estate is likely one of the most expensive assets that you will ever purchase in your lifetime. This is even more true in Singapore, where property prices keep getting higher. Whether you are seeking to purchase your next property for investment purposes or to upgrade your property, mortgage advice would

Buying your HDB Resale Flat: What is Cash Over Valuation?

With the current hot property market, the transacted prices of many resale HDBs  have become higher than their valuation. This has led to rising Cash Over Valuation (COV). If you are keen to purchase a resale HDB flat with limited funds in the bank, COV is a key item  you should keep a lookout for.

Interesting Facts You Never Knew About the Distribution and Planning Of Parks in Singapore

Urban Redevelopment Authority (URA) is the land-use planning authority in Singapore. Singapore is a country with limited land area of 728 km², equivalent to 0.22% the size of Malaysia. Singapore has faced a low annual population growth rate, of 1.1% in 2019. This was followed by our total population, which includes citizens, permanent residents, foreign workers

What Are The Different Types Of Private And Landed Properties In Singapore?

As we all know, a large majority of Singapore’s land is owned by the Government. This makes landed property a popular (though expensive) option for many future homeowners. If you are one of the many who want to own private or landed property in Singapore, yet are confused about the many foreign terms, fret not!

A Singaporean Guide to Buying your First HDB in Singapore

According to a survey done by Coffee meets Bagel, 92% of Singaporean daters believe that good financial planning is a crucial trait they look for in their other half. Given the price of real estate, your first home is likely to be the biggest purchase when it comes to adulting. Like most adulting topics, it

Joint Tenancy And Tenancy In Common: Which Is Better?

In this article, you will be equipped with knowledge on the differences between Joint Tenancy and Tenancy in Common. With this knowledge, you would be able to make sound judgments on which you should choose  when you purchase a property with a co-owner/s. Making an informed decision on the choice of tenancy is crucial at

Property Cooling Measures – Tighter Loan Quantum And 15-Month Wait Out Period

If you are thinking of downgrading from your condominium to a HDB, think again. New property cooling measures including tighter stress test for home loans and a wait-out period of 15 months were rolled out recently. The rise in interest rates amid optimistic buyer sentiment has raised concerns about the sustainability in mortgage debt burdens,

An Introduction to Loans

In this article, we will dive into the details of loans. While many of our readers may already be familiar with home loans, this article addresses a broader scope to provide you with a wider understanding of the usage of debt beyond paying for your home. There are two main types of loans – secured

A Comprehensive Guide to Seller’s Stamp Duty (SSD)

You might have heard about Seller’s Stamp Duty (SSD), but what is it exactly? In this article, we will cover everything you need to know about it. Here’s an overview of what will be covered in this article: What is Seller’s Stamp Duty? How much SSD should I pay? How to calculate my holding period?