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How Does My Credit Score Affect My Home Loan?

In recent years, lower interest rates have lured many optimistic investors to take on debt in order to invest and potentially earn higher returns. While this ‘sure-win’ technique many investments gurus swear by has created success, it has also resulted in some individuals losing their homes due to loan repayment struggles. Most of us are

Would You Pass The Marshmallow Test?

What do marshmallows have to do with investing? Apparently a lot! In the 1960s, the Stanford psychologist Walter Mischel carried out experiments with marshmallows for 4-year-olds, giving them an option to eat their favourite treat immediately or to double the treat if they were willing to wait. And the children were tracked for 40 years,

The Best Mortgage Calculator in Singapore

The purchase of a home is a significant adult milestone. Purchasing a house is a large-ticket item and its imperative that plan your finances well. This is to ensure that you are purchasing within your budget so that your financial commitments are sustainable and flexible to meet with your changing needs. Most home buyers will

What’s Next For Shopping Malls?

The onset of the COVID19 pandemic has heralded a reinvention of the shopping malls. With the lockdown enforced midway through 2020, malls were a shadow of their former self. It became a deserted space which was previously filled with a bustling crowd. As the pandemic calmed down, significant changes to the sector are expected. The

All You Need to Know About Additional Buyer’s Stamp Duty (ABSD)

Most homebuyers are familiar with Buyer’s Stamp Duty (BSD) as it applies to all property transactions. However, one less common form of stamp duty when purchasing residential properties is the Additional Buyer’s Stamp Duty (ABSD). While everyone has to pay BSD, not all buyers have to pay ABSD. Stamp duties were first introduced in Singapore

Joey Tan

Joey Tan Joey graduated with a degree in Banking and Finance and had a wealth of experience working with high net worth clients through her stint in SCB and AXA managing clients’ wealth portfolio and legacy planning. Joey believes that providing all-rounded value service to her clients is the key to building and maintaining a

Teresa Goh

Teresa Goh With over a decade in the Financial Advisory Industry, Teresa has refined her skills in determining clients’ financial requirements. Through her interactions with individuals from diverse backgrounds, she learnt that the key to understanding her clients’ needs and perspective is through active listening. Being a keen listener, clients trust her and find it

Sheena Lim

Sheena Lim Sheena had 14 years of experience in the education sector and is passionate about imparting knowledge and skills to nurture and value-add to diverse needs. She is an experienced and strong communicator who is able to break down problems and customise solutions for various stakeholders. “Everyone has different needs in their home and

An Introduction To En Bloc And SERS In Singapore

There were many articles about on the en bloc fever in Singapore before. However, this phenomenon died down during the pandemic years due to fear and uncertainty in the market. As we see the en bloc market starting to pick up pace again, is there hope for an en bloc fever to recommence? Read on

3 Important Things To Take Note When Taking Up Rental Space

With evolving customer taste and preference, more and more business enthusiasts and entrepreneur wannabes are taking the chance to jump on the bandwagon in the hopes of becoming the next big brand. While many retail brands have taken to the e-commerce space, using social media platforms and the internet to market their products, the idea