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Keroy Chua

Keroy Chua Keroy graduated with a degree in Economics and has worked in banking and investor relations before joining Redbrick. With more than 6 years of exposure to clients ranging from retail to listed companies, he has financial experience in loans and communications to tailor clear solutions for clients. “A home should be a safe

Nigel Chua

Nigel Chua Nigel has been in the Financial Advisory industry since 2016 advising clients on their investment and financial planning matters. He believes in building long lasting relationships with clients through providing competent quality services. “I can assist clients to customize their home financing needs and knowing that my advice had made a positive impact

Paul Ling

Paul Ling Entrepreneurial and pioneering, Paul founded an e-commerce space with 4 years under his belt in a tech food start up. Well attuned to market conditions and the works of business ins and outs, Paul is analytic and has great ability to communicate complex information simply and effectively. “I find great inspiration undertaking customers’

Esther Tan

Esther Tan Esther has graduated with a Bachelor’s degree in Business Studies (Finance) and worked with local SMEs and MNCs in advanced manufacturing, luxury consumer goods and insurance verticals. “I hope to partner my clients in their journey, navigate the uncertain economic climate, provide them with an unbiased perspective in order to help make an

Understanding Property Tax In Singapore

What Is Property Tax & Why Does It Matter? Property Tax in Singapore is a wealth tax levied on property ownership. It is not a tax on rental income. It is levied on the ownership of properties, irrespective of whether the property is occupied or vacant. This is a recurring tax and the amount of

What Are The Different Types Of Private And Landed Properties In Singapore?

As we all know, a large majority of Singapore’s land is owned by the Government. This makes landed property a popular (though expensive) option for many future homeowners. If you are one of the many who want to own private or landed property in Singapore, yet are confused about the many foreign terms, fret not!

What is Total Debt Servicing Ratio (TDSR)?

Total Debt Servicing Ratio (TDSR) is a cooling measure introduced by the Singapore government to limit individuals from spending too big a proportion of their monthly income on debt repayments. At present, the TDSR is set at 55%, after the government tightened the threshold by 5 points on 16 December 2021.  Since property loans are

A Comprehensive Guide To Executive Condominiums (ECs) In Singapore

Do you want to live in a condominium, but feeling concerned about the high price? Executive Condominiums (ECs) might be the one for you! Read on to learn more about what they are. What is it? Also known as the property for the “sandwiched class”, Executive Condominiums (ECs) are a hybrid of public and private

Making Sense of Credit Cards

In a previous article about loans, we touched on the different types of loans that are available to consumers, one of which included a personal line of credit and credit cards. In this article, we will dive deeper into the world of credit cards – the benefits that it could have to you, some key

Guide to Achieving the Singaporean Dream: Purchasing Your First HDB Resale Flat

Whether you’re a newly wedded couple who isn’t keen to wait for your BTO, a retiree couple or a single individual looking for your first home, the HDB resale market has a variety of housing options to offer you. Purchasing properties involves complex paperwork and some hidden costs. So, here’s a complete guide for your