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Budget 2023 has announced a series of higher housing grants to better support you and your family in purchasing your first home. This article summarizes all the available grants that you can consider when purchasing a HDB resale flat. Higher Housing Grants for First-Timers Families purchasing resale flats 1.CPF Housing Grant (Families) For first-timer families
Beyond conservation shophouses as part of our landscape, they are financial assets too. If you are keen to own one, read on to find out more. Along the picturesque streets of Chinatown, conservation shophouses have always been a highlight of Singapore’s streetscape especially in conserved areas. Beyond seeing it as part of our landscape, shophouses
Are you dreaming of buying a home in Singapore? The first step is understanding the all-important down payment. We’ll break it down into simple terms and guide you through the process. What’s a Down Payment? When you’re buying a home in Singapore, the down payment is like your first financial commitment to the property. It
So, you’ve got your sights set on a brand-new condominium launch, and you have saved up enough for the downpayment to make the purchase. But, what’s next? In Singapore, BUC refers to private properties, often condominiums, before they receive their Temporary Occupation Permit (TOP). They can be either new launches or projects that are nearing
Every owner’s top priority is to maximise interest savings and reduce monthly repayments. However, in the ever-changing interest rate environment, it may be a challenge to decide on whether to reprice or refinance. Let us bring you through each strategy, and hopefully you will be able to make an informed decision on which option better
Hagen Soh With nearly 20 years of experience in the financial and e-commerce sectors, Hagen has spearheaded numerous initiatives. His people-oriented nature equips him with the ability to establish and nurture positive relationships with his clients and business partners. “I am motivated by the desire to help others. Leveraging my expertise in mortgage products, regulations,
Jaymee Goh Jaymee holds a degree in aviation management and has accumulated valuable experience within the aviation industry, including a combination of internship and as a cabin crew member. She transitioned into the insurance industry, where she has garnered experience in financial management. Jaymee possesses a genuine affinity for interpersonal communication. “I’ve always been good
Adrian You Adrian accumulated diverse experience spanning multiple industries, including Healthcare and the Financial sector. His multifaceted roles have endowed him with a profound understanding of business management, adept financial strategy, honed negotiation skills, and a proven track record in relationship building. “The dynamic landscape industry keeps me mentally stimulated and in a state of
Melvin Tay Melvin has accumulated three years of experience as an Operation and Risk Officer in the field of Contract for Difference (CFD) while employed with Phillip Capital. His responsibilities encompassed conducting credit limit analyses, preparing monthly risk reports, and overseeing daily PNL reconciliation, among other key operational and risk management tasks. “The satisfaction of
Garrick Peh Garrick previously worked as a Program Advisor at a CET fashion school. In his career, he found meaning in helping individuals navigate their career shifts and pursue their fashion dreams by matching them with suitable courses that aligns with their goals. “Adding value to people’s lives and finding ways to make their aspirations