Javier Teo

Javier Teo

After graduating from NTU with a Business Degree, Javier embarked on his career as a marketing manager for a tech education company. His journey continued at Lumens Group, where he played a pivotal role in establishing a new business unit, overseeing crucial aspects of branding and product development. Javier is a firm advocate for making money work for his clients and he is driven to help them maximize their financial potential. At Redbrick, Javier finds immense purpose and satisfaction as his clients genuinely value the advice he offers them.

Sale of Balance Flats – What is it and how can I apply for it?

What happens to HDB flats left unsold in previous launches? Do they sit empty? If you’re looking to ditch the years long BTO wait and secure your dream home faster, the HDB Sale of Balance Flats (SBF) might just be your key! In this article, we’ll be taking you through the process of how you can apply for one and how you can boost your chances of securing a SBF flat. What is the Sale of Balance Flats (SBF) and