Purchasing an overseas property is not a walk in the park

Many of us share the same ambition and dream to live overseas, often in picturesque countryside offering stunning views that look straight out of a postcard image, a change from the views we see on a daily basis. To many individuals, owning…

Your Cheat Sheet to November 2021 HDB BTOs

As we approach the end of the year, the final Build-To-Order (BTO) launch has also approached. If you have not managed to ballot for a unit in the past launches, here’s your chance! The highly anticipated November BTO Launch will feature…

Redbrick Conversation with The MileLion

Aaron Wong has curated a unique brand based on his love for travelling but more importantly, travel hacks. The MileLion, founded by Aaron Wong, has been known for its distinctive posts and honest reviews, which has gathered over 12,000 individuals…

7 Secret Bank Policies Revealed

The considerations for loan approvals are often limited to the regulations that you are already aware of, like fulfilling the debt servicing ratio. However, you may not always be able to borrow at your desired loan-to-value (LTV) ratio, putting…

HDB Prime Location Housing (PLH) Model: 4 Key Measures

Over the past year, long debates on the issue of reserving land in prime areas for public housing has highlighted the pros and cons of doing so. While it may serve to have greater inclusion between income groups in central areas and promote…

Redbrick Conversation with StashAway

In Asia, financial wealth can be held across real estate, investments to bank deposits. For those who do invest their savings, traditional investment options were simply not enough anymore, and robo-advisors was born. At StashAway, its objective…

All good things come to an end: Singapore’s first private leasehold returned

There is a common phrase that reverberates throughout many Singaporeans, “unless you actually own a freehold estate, you are always a lessee to the government”. By legal definitions, this statement is unfounded given that one does actually…

The Ultimate Guide to Refinancing your home loan in Singapore

Low interest rates have begun to appear more frequently onto headlines of property articles and that could signal a shift towards property refinancing. The important thing to note about loans is the interest rate involved. News had been…

4 Key Factors That You Must Know When Assessing Your Loan Eligibility

What are the important things you must take note when evaluating your loan eligibility? If you have bought a property and applied for a mortgage loan before, you probably have struggled to understand the eligibility criteria. Or perhaps you…

What is the best home loan in Singapore in 2021?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after…