August BTOs To Keep an Eye Out For

After a gruelling year and a half for those waiting for their delayed Build-To Order (BTO), the launches for new BTO launches have picked up speed once again. August 2021 BTO projects offers 3 mature estates in the list – a rare find in Singapore,…

The Ultimate Guide to Refinancing your home loan in Singapore

Low interest rates have begun to appear more frequently onto headlines of property articles and that could signal a shift towards property refinancing. The important thing to note about loans is the interest rate involved. News had been…

Starting a home business? Important things you must know

Value-creating economy is the new catchphrase as Singapore moves beyond SG50 into SG100. According to Minister Tharman Shanmugaratnam, the engine that will propel our economy into a more innovative and entrepreneurial one will be Small and…

Is it really good to buy HDB with spouse as essential occupier?

With the rise in property taxes in efforts to cool the market, more young Singaporeans turn to listing their spouse as an essential occupier instead of co-owning their HDB flat. Who is an essential Occupier? According to HDB, an essential…

5 Reasons Why Good Class Bungalow (GCB) at Cluny Hill Fetched Record Price

In 2018, Sebastian Soh bought a Good Class Bungalow (GCB) at 2 Cluny Hill to build his family’s dream home. What he did not expect was to sell the freehold bungalow in 2021 at a record-breaking price of $63.7 million or $4,291 per square…

Understanding SIBOR, SOR and the transition to SORA

Those who have taken a home loan may be familiar with its two forms – the fixed rate and floating rates, which its market managed variants are typically based on the Singapore Interbank Offered Rate (“SIBOR”). So, what will the introduction…

What is the best home loan in Singapore in 2021?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after…

How to pet-proof your home

Pet ownership in Singapore has steadily increased over the past years. A Business Times article states that Singapore’s pet dogs and cats have grown about 19% in 5 years, reaching 196,000 in 2019. The covid-19 pandemic also sees more house…

All You Need to Know About the Home Protection Scheme

Those who have purchased HDB properties before may vaguely remember signing the Home Protection Scheme (HPS) form as part of the numerous paperwork needed to be done in order to obtain the keys to your new home. Few understand the implications…

8 Ways to Spot a Lousy Mortgage Broker

Moving into a new home is one of the most transformative stages in many of our lives. It is the manifestation of countless sacrifices, multiple viewings, negotiations, discussions with family members and a step forward in our journey. You have…