Consider These 4 Factors Before Deciding On An HDB Loan Or Bank Loan

Deciding between taking up a HDB loan or a bank loan is no different from an expensive game of preferences: besides just choosing which is the cheaper option, there are other considerations that you might want to look into as well. Here are…

How To Get A Mortgage And Finance Your Property Purchase

Perhaps it’s your first time buying a property. Or maybe you’re a seasoned property investor, with over a decade of experience. While this guide makes for a great checklist for first timers, it’s always good to revisit and make sure you…

Purchasing a HDB – Should you maintain the $20,000 balance in your CPF OA?

Back in August 2018, the Housing Development Board (HDB) announced that flat buyers can now opt to keep up to $20,000 each in their Central Provident Fund (CPF) Ordinary Account (OA) when taking up a loan from HDB. Previously, flat buyers were…

How to make moving houses quick and fuss free

After going through the process of finding and finally getting enough finances to buy your next dream home, moving houses may be the next stressful task on your agenda. It may be hard to resist procrastinating, but you don’t want be running…

What is the best home loan in Singapore in 2019 ?

Updated 9 Jan 2019When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades…

4 major challenges faced when investing overseas

With no sign that the Singapore government is going to do away with cooling measures, many investors might be looking overseas for good investment opportunities. Many marketers are also holding regular overseas property seminars to generate…

Management Corporations: How do they regulate control in condominiums, and is it sufficient?

For condominium owners (or prospective owners), it is important to understand that their properties are always regulated by a Management Corporation (MC) whose role is to regulate the control, use and enjoyment of the common property in a strata…

Cash Over Valuation – Does it still affect you?

Are you looking to sell your HDB flat in the resale market? You may be preparing to welcome a new member to your family, or may have finally saved enough to upgrade to that dream home you always wanted.On the other hand, you may have spotted…

4 factors that will affect your flat’s resale value

Despite the decline in Housing Development Board (HDB) resale prices in Q1 2018, the volume of flats sold is said to have increased according to a recent report by The Straits Times. It can be inferred that more HDB flat owners are opting to…

What is the importance of share value?

For current as well as prospective owners/subsidiary proprietors (SPs) of condominiums (or any other strata titled properties), it is important to understand the concept of share value of their property. Taking into consideration the fact that…