Unique HDB Houses

With most of the Singapore population living in HDB flats, it will be interesting to know the different types of flats around are not just your usual Build to Orders (BTOs). Additionally, if you are hunting for a roof over your head, these…

What is the best home loan in Singapore in 2020?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after…

A place to call home: How small is too small?

Land scarcity has been a long-standing issue for Singapore. And why should you care? Well, with the race against limited usable land space, its citizens would eventually feel the pressure. Labelled as one of the world’s densest nations, Singapore…

At the end of the road: What happens to your 99-year leasehold HDB?

Singapore has claimed the title as one of the world’s best model of public housing provision. As of 2019, a whopping 80% of Singapore’s total population resides in public homes, including those living under rental schemes. One of the main…

How to avoid getting into trouble with the law when renting out your apartment

Facebook, the world’s most famous social media platform, creates zero content. Alibaba, the most profitable retailer, does not carry any inventory. Similarly, Airbnb is also part of this ongoing phenomenon – Airbnb, the world’s most renowned…

I am a student, can I apply for a BTO?

If you are one of the lucky few and have found the love of your life during your university years, you may be thinking of getting a Build-to-Order (BTO) flat with your partner. Since BTOs take about roughly 3 years to be built, applying early…

Here's why you should start diversifying your portfolio

Diversification is the process of spreading your investments around to more than one type of assets. Essentially, it is to “place your eggs into different baskets”. This practice has one important role in your investment strategy: to reduce…

Is my property an asset or a liability?

“The poor and the middle-class work for money. The rich have money work for them.” – Robert T. Kiyosaki, Rich Dad, Poor Dad Robert T. Kiyosaki, in his book Rich Dad, Poor Dad, emphasized the importance of owning more assets than liabilities,…

Does my property have en bloc potential?

During the en bloc craze some 18-24 months ago, many of the beneficiaries became overnight millionaires. A millionaire, overnight. I doubt there is any other phrase as sexy. As such, many of the rest of us will be wondering if we too can join…

How to leverage on property cycles to sell and buy property

In real estate, timing is everything.Timing your decisions to buy and sell property is the key to maximising profits. Experts usually do so by studying the fluctuations of prices within the real estate cycle.Whether you are a homeowner,…