An update on fixed deposit-pegged home loans: Rising rates

A home loan package with its interest rate pegged to a bank’s fixed deposit rates was considered extremely innovative, back when DBS first introduced such a product in 2014. Now, this has become a norm, with most banks having offered or are…

Increasing mortgage rates: Keeping up with the market

Singapore’s residential property market has indeed shown rapid signs of recovery so far this year (2018). However, the bullish performance of the market as well as the economy has sparked concerns of an ever-increasing interest rate. Currently,…

What is the best home loan in Singapore in 2018 ?

Updated 31 July 2018When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3…

5 clauses you shouldn't miss when refinancing your mortgage

Refinancing your home loan: Here’s what you need to know Refinancing a loan can help you to save thousands on your mortgage payments, but that is not the case for all loans! Before diving into refinancing, there are a few important conditions…

What should you look out for in your home loan?

Buying a new property? Here’s what you need to look out for in your home loan A house is probably the first big ticket item purchase for every young Singaporean chasing the “BTO Dream”. However, having a roof over your head in a city…

A guide to UOB Home Loan Interest Rates in Singapore

There are many different banks in Singapore offering customers different interest rate packages for it home loans. Customers can be confused when faced with such variety when having to choose a home loan package. Where does United Overseas Bank…

A guide to OCBC Home Loan Interest Rates in Singapore

In Singapore, there are quite a number of major banks that offer attractive interest rate packages for your financing needs. How does OCBC compare to the other major banks when it comes to home loans?Below, we have compiled a list of…

Private Properties in Singapore: What you need to know

Private properties make up approximately 26.7% of Singapore’s residential market. These are privately owned properties that may be landed or non-landed properties. More details on landed properties can be found here.In this article, we…

A guide to DBS home loan interest rates in Singapore

Banks in Singapore are known to provide very attractive interest rates packages. How does DBS compare when it comes to home loans? Here’s a list of features that are unique or beneficial to customers when it comes to applying for a home loan…

Make your money work harder for you: Mortgage interest offset accounts

Housing loans are one of the biggest financial liabilities we have in our lifetime. With the current low interest rate environment, a $500k loan over the low interest would still amount to a $120k payment towards interest over a 30-year tenure.…