An update on fixed deposit-pegged home loans: Rising rates

A home loan package with its interest rate pegged to a bank’s Fixed Deposit (FD) rates was widely popular among homeowners during its initial inception. FD rates were first pioneered by DBS, and her peers came up with their own versions soon…

Brief Review of Mortgage Rates in 2018 and 2019 and a Revisit for SIBOR?

General Trends in 2018 Looking back at the trend of mortgages in 2018, we would have noticed that people are all big about fixed rates and many of you would have to ask why?The reason is simple, fixed rates were at a 1.55%, 2-years fixed…

Consider These 4 Factors Before Deciding On An HDB Loan Or Bank Loan

Deciding between taking up a HDB loan or a bank loan is no different from an expensive game of preferences: besides just choosing which is the cheaper option, there are other considerations that you might want to look into as well. Here are…

How To Get A Mortgage And Finance Your Property Purchase

Perhaps it’s your first time buying a property. Or maybe you’re a seasoned property investor, with over a decade of experience. While this guide makes for a great checklist for first timers, it’s always good to revisit and make sure you…

What is the best home loan in Singapore in 2019 ?

Updated 9 Jan 2019When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades…

An update on fixed deposit-pegged home loans: Rising rates

A home loan package with its interest rate pegged to a bank’s fixed deposit rates was considered extremely innovative, back when DBS first introduced such a product in 2014. Now, this has become a norm, with most banks having offered or are…

Increasing mortgage rates: Keeping up with the market

Singapore’s residential property market has indeed shown rapid signs of recovery so far this year (2018). However, the bullish performance of the market as well as the economy has sparked concerns of an ever-increasing interest rate. Currently,…

5 clauses you shouldn't miss when refinancing your mortgage

Refinancing your home loan: Here’s what you need to know Refinancing a loan can help you to save thousands on your mortgage payments, but that is not the case for all loans! Before diving into refinancing, there are a few important conditions…

What should you look out for in your home loan?

Buying a new property? Here’s what you need to look out for in your home loan A house is probably the first big ticket item purchase for every young Singaporean chasing the “BTO Dream”. However, having a roof over your head in a city…

A guide to UOB Home Loan Interest Rates in Singapore

There are many different banks in Singapore offering customers different interest rate packages for it home loans. Customers can be confused when faced with such variety when having to choose a home loan package. Where does United Overseas Bank…