7 Secret Bank Policies Revealed

The considerations for loan approvals are often limited to the regulations that you are already aware of, like fulfilling the debt servicing ratio. However, you may not always be able to borrow at your desired loan-to-value (LTV) ratio, putting…

The Ultimate Guide to Refinancing your home loan in Singapore

Low interest rates have begun to appear more frequently onto headlines of property articles and that could signal a shift towards property refinancing. The important thing to note about loans is the interest rate involved. News had been…

4 Key Factors That You Must Know When Assessing Your Loan Eligibility

What are the important things you must take note when evaluating your loan eligibility? If you have bought a property and applied for a mortgage loan before, you probably have struggled to understand the eligibility criteria. Or perhaps you…

What is the best home loan in Singapore in 2021?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after…

A Singaporean Guide On Using CPF for Your House

If the recent August Build To Order (BTO) launch including Queenstown and Hougang has left your senses tingling, you have probably considered getting your own property. Being one of the largest financial commitments you would make, it is…

10 Mistakes You’ll Make (And Must Avoid) When Decoupling

Thomas Chew, Associate Director at Redbrick Mortgage Advisory will demystify the topic of decoupling, especially for many of our readers who are seeking to maximise their wealth through real estate, the choice to decouple is often not a clear…

What you need to know when investing in commercial property in Singapore

At a fundamental level, owning commercial property for investment purposes is much like renting out a residential property – you, the landlord, own a property and rent it out to the tenant for monthly cash flows. In Singapore, there are…

Why and how has flexible working spaces risen to popularity?

In the new era of technology, many trends have changed alongside popular trends. In turn, these have led to a never-ending evolution of various industries. In the case of real estate, one of the prominent trends seen today is co-working and…

2 for the price of 1: Are dual-key units a bang for your buck?

Several have testified to increasing tensions between family members during the lockdown phase, with everyone trapped at home with nowhere to go apart from the supermarket nearby. If you are the lucky few with strong family ties, a dual-key…

How Does The Capitalization Rate Affect My Property Investment Decisions?

Purchasing a property is a big decision, as it is a household’s largest investment. It is especially so for Singaporeans, considering the exorbitant property prices due to our land scarcity. Hence, there has to be careful consideration…