A guide to OCBC Home Loan Interest Rates in Singapore

In Singapore, there are quite a number of major banks that offer attractive interest rate packages for your financing needs. How does OCBC compare to the other major banks when it comes to home loans?Below, we have compiled a list of…

Private Properties in Singapore: What you need to know

Private properties make up approximately 26.7% of Singapore’s residential market. These are privately owned properties that may be landed or non-landed properties. More details on landed properties can be found here.In this article, we…

A guide to DBS home loan interest rates in Singapore

Banks in Singapore are known to provide very attractive interest rates packages. How does DBS compare when it comes to home loans? Here’s a list of features that are unique or beneficial to customers when it comes to applying for a home loan…

Make your money work harder for you: Mortgage interest offset accounts

Housing loans are one of the biggest financial liabilities we have in our lifetime. With the current low interest rate environment, a $500k loan over the low interest would still amount to a $120k payment towards interest over a 30-year tenure.…

What type of mortgages are people getting? Analysis of $1 billion worth of home loan in Singapore

Ever been curious about how others handle their mortgages? Or who secures them?If your answer is yes, then Redbrick is here to help answer your questions! We’ve condensed some of the insights obtained from mortgages we’ve transacted…

Introducing OHR - OCBC's new home loan package

OCBC recently introduced a brand-new home loan package to the market, known as the OCBC Home Rate (OHR). This rate package was released to replace both the existing board rate and fixed deposit rate loan packages.Apart from the rates which…

How Mortgage Insurance can help you avoid regrets in life

How many of us have regrets in life? Take your time to think. I guess pretty much everyone has one or two regrets in their life regardless of whether it’s due to education, relationships, career or family. It could be as simple as not choosing…

5 reasons why your home loan application will be rejected (and how to avoid it)

Are you stuck in a situation where you’ve applied to multiple banks for your housing loan and have gotten rejections from them, yet the bankers were unable to disclose the reason(s) to you?Here, I’ll share some common loan application…

Your Last Chance at Safety; An Opinion Piece for Property Loan Fixed Rates Packages

Introduction: End of An Era of Cheap This is already old news – the US Fed raised rates again, as anticipated, on 14th June 2017, bringing the target rate to 1.25%. They are expected to raise again to 1.4% in the second half of the year,…

How to finance a property in London with a Singapore bank

In recent years, Singaporeans have been one of the biggest buyers of London properties, favouring new-built and luxury flats.Due to its stable residential development and a naturally competitive market, London continues to be a safe haven…