Purchasing a HDB – Should you maintain the $20,000 balance in your CPF OA?

Back in August 2018, the Housing Development Board (HDB) announced that flat buyers can now opt to keep up to $20,000 each in their Central Provident Fund (CPF) Ordinary Account (OA) when taking up a loan from HDB. Previously, flat buyers were…

What is the best home loan in Singapore in 2019 ?

Updated 9 Jan 2019When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades…

Management Corporations: How do they regulate control in condominiums, and is it sufficient?

For condominium owners (or prospective owners), it is important to understand that their properties are always regulated by a Management Corporation (MC) whose role is to regulate the control, use and enjoyment of the common property in a strata…

Cash Over Valuation – Does it still affect you?

Are you looking to sell your HDB flat in the resale market? You may be preparing to welcome a new member to your family, or may have finally saved enough to upgrade to that dream home you always wanted.On the other hand, you may have spotted…

Is your property agent any good?

We have all heard horror stories of property agents (such as the story of the agent who embezzled $830k from his overly trusting client), each with varying degrees of awfulness. We have also heard of good experiences with property agents,…

Preparations to make when your property is going en bloc

It has finally come true – your housing estate has been pin-pointed as “The-One” by a developer, who is going to take it out of your hands in return for a handsome sum of money. It may be your golden ticket to that dream home you have…

How much must you earn to afford a property in Singapore?

Currently, 9 out of 10 residents already own their homes and the trend is anticipated to continue. However, buying a home is never easy – especially when Singapore is one of the places in the world with exorbitant property prices. The…

Guide to property valuation: Direct comparison approach

In this article, we will be presenting and providing a quick and easy method of property valuation called the Direct Comparison Approach. This can be said to be one of the easiest and convenient methods of valuation for a specific property.…

7 qualities that make a good property agent in Singapore

There have been several cases of property agents going rogue over the years; perhaps you might know a victim of these scams. Even with the establishment of the Council for Estate Agencies (CEA), property swindles are unavoidable due to…

Why the craze over en bloc sales?

If you were to flip through any newspaper, or to scroll through any newsfeed on your devices, there is a high chance of you coming across some kind of news about en-bloc sales in Singapore.With all the en-bloc craze and your friends going…