Does signing an Option To Purchase (OTP) mean you are buying the house?

If you have been reading articles on the property market and the process of property purchases, you have probably come across the phrase Option To Purchase (OTP) before. Yet, the significance of OTP is often glossed over in most article. If…

Applying for a BTO: Does the early bird really catch the worm?

New BTO (Built-To-Order) launches, more often than not, are met with an almost frenzied fervour by eligible couples and singles. More so in recent years due to several factors. Younger Singaporean couples are more eager to have their own…

All You Need To Know About Smart HDB Town Framework

In line with the Smart Nation Initiative by enhancing our way of living through technological enhancement and the digital revolution. Therefore, in September 2014, the Housing Development Board (HDB) released the Smart HDB Town Framework to…

Equity loans: The Pros, The Cons, and Everything In Between

Have you ever considered how you could tap into the equity your property provides? Aside from the existing loans in the market, equity loans are a great way for you to get funds for your child’s tertiary education or for home improvements.…

10 Features You Must Know When You Take Up A Mortgage

We recently shared the 7 Secret Bank Policies that could increase your chances of obtaining an approval for your loan application. Today, we will explain more about the 10 mortgage features that are available in the market. On the surface,…

Would the Property Cooling Measures in 2021 Affect You?

Following the announcement of cooling measures for the property market, the shares of many property firms have fallen. But is there really a cause for concern for buyers like you? Or are the cooling measures likely to just have a short-term…

The Ultimate Guide to Refinancing your home loan in Singapore

Low interest rates have begun to appear more frequently onto headlines of property articles and that could signal a shift towards property refinancing. The important thing to note about loans is the interest rate involved. News had been…

Is It Worth Spending Extra For Resale HDB Flats In Mature Estates?

Location is one of the key considerations when purchasing real estate. In Singapore where over 80% of the local population resides in a Housing Development Board (HDB) flat, home buyers are often concerned about the HDB estate they would…

What is the best home loan in Singapore in 2022?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after…

A Singaporean Guide to Purchasing A Resale HDB

So you have finally found the perfect unit of your dreams – now how do you go about purchasing it? Unlike Build-To-Order (BTO) which you liaise directly with Housing Development Board (HDB), buying resale flats could be more complicated as…