What is the best home loan in Singapore in 2020?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after…

At the end of the road: What happens to your 99-year leasehold HDB?

Singapore has claimed the title as one of the world’s best model of public housing provision. As of 2019, a whopping 80% of Singapore’s total population resides in public homes, including those living under rental schemes. One of the main…

Can you own a home in Singapore with no savings?

Unbelievable but yes, one can have the opportunity to own a home with an initial sum of $0. This is a shocker for most, especially since Singapore has a global reputation for being one of the world’s most expensive cities to live in. Sadly,…

4 Signs Your Home Can Make You Money

We have all heard of “Million-Dollar HDBs” springing up all across Singapore in the resale market for housing. For those who are unaware, these widely sought after HDBs have been sold at record-breaking prices over the $1 million price tag.…

How will Singapore’s market mask up in light of COVID-19?

COVID-19 - A virus originated from the province of Hubei, China that took the world by storm. First discovered on the 1st of December 2019, the highly infectious pathogen has transmitted its way all over the globe. To date, there have been over…

BTO 2020 February Launch: Canberra – A project worth balloting for?

On the 11th of February 2020, the Housing Development Board (HDB) announced its open ballot application for its first phase of Built-to-Order (BTO) projects for 2020, comprising of 2 main heartlands along the North-South (Red Line), namely Canberra…

I am a student, can I apply for a BTO?

If you are one of the lucky few and have found the love of your life during your university years, you may be thinking of getting a Build-to-Order (BTO) flat with your partner. Since BTOs take about roughly 3 years to be built, applying early…

Is my property an asset or a liability?

“The poor and the middle-class work for money. The rich have money work for them.” – Robert T. Kiyosaki, Rich Dad, Poor Dad Robert T. Kiyosaki, in his book Rich Dad, Poor Dad, emphasized the importance of owning more assets than liabilities,…

Tampines VS Punggol, Battle of the September 2019 BTO Launch

With the shift of the August BTO launch to September 2019, the government announced a series of changes, including the introduction of the Enhanced CPF Housing Grant (EHG), which replaces the Additional CPF Housing Grant (AHG) and Special CPF…

Predicting the property market's performance with economic indicators

Wouldn’t it be great if you could predict future real estate prices? Or if you managed to sell your assets right before a stock market crash?Truth be told, a market crash does not happen overnight. It is actually a build-up of many factors,…