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What is the best home loan in Singapore in 2021?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after all!  It is possibly the biggest purchase of our […]

Food for thought: Will my children be able to afford housing with current rates of inflation?

“Last time, our fishball noodles were 10 cents only!”. Most of our young readers here would know these phrases well, with parents and grandparents repeatedly displaying their awe and shock at just how much prices have risen across their lifetime in Singapore. This is all accredited to inflation. Inflation is part and parcel with a […]

Reduction in mortgage interest rates in anticipation of Fed Rate cut

In speculation of the rate cuts by the US Federal Reserve, Singapore banks have started to make adjustments by lowering their home loan rates. The banks have already reduced their fixed rates today in the market, so the spread between a fixed interest rate and a floating interest rate is as narrow as 10 to […]

The 5C’s of Housing that All Singaporeans Should Know

Growing up, we’ve all heard about the five Cs. Singaporeans are obsessed with getting cash, car, credit card, condominium and country club membership. But are we familiar with the five Cs of Housing? 1. Capital Buying a house requires money. And depending on the type of house you choose, that amount varies. If you are […]

Cash Over Valuation – Does it still affect you?

Are you looking to sell your HDB flat in the resale market? You may be preparing to welcome a new member to your family, or may have finally saved enough to upgrade to that dream home you always wanted. On the other hand, you may have spotted your ideal flat in the resale market, and […]

2018 Q3 Review: Aftermath of the new property cooling measures – What’s next?

Earlier in July, the heavy hand of the government came down upon the unsuspecting property market. A new set of property cooling measures were announced and was slated to come into effect the next day. This triggered a buying frenzy that very night, as homebuyers rushed to obtain an Option to Purchase (OTP) before the […]

6 uniquely designed residential projects in Singapore besides Reflections at Keppel Bay and The Interlace

Often named as the most unique condo in Singapore, Reflections at Keppel Bay was designed by Daniel Libeskind, an American-Polish architect. While his portfolio includes the Jewish Museum Berlin, Imperial War Museum, North Contemporary Jewish Museum and One World Trade Center, Reflections at Keppel Bay was his first residential development in Asia. As for The […]

Preparations to make when your property is going en bloc

It has finally come true – your housing estate has been pin-pointed as “The-One” by a developer, who is going to take it out of your hands in return for a handsome sum of money. It may be your golden ticket to that dream home you have always wanted, or the final push you needed […]

New property cooling measures announced: ABSD is raised, LTV tightened

In a joint press release by the Ministry of Finance (MOF), Ministry of National Development (MND) and the Monetary Authority of Singapore (MAS), it has been announced today (5th July 2018) that the Additional Buyers Stamp Duty (ABSD) rates will be raised, and that Loan-to-Value (LTV) limits will be tightened. This is part of an […]

Investing in a UK property: What’s your strategy?

International investments of residential properties are undoubtedly becoming more popular. More often to collect extra rental income or capital appreciation rather than occupying the property, there is an increasing number of Singaporeans who seek to purchase overseas properties. If you are one of them, here are some key considerations to ponder: Trusted Property Management Partners […]