Growing up, we’ve all heard about the five Cs. Singaporeans are obsessed with getting cash, car, credit card, condominium and country club membership. But are we familiar with the five Cs of Housing? 1. Capital Buying a house requires money. And depending on the type of house you choose, that amount varies. If you are […]
Updated 9 Jan 2019 When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after all! It is possibly the […]
In a joint press release by the Ministry of Finance (MOF), Ministry of National Development (MND) and the Monetary Authority of Singapore (MAS), it has been announced today (5th July 2018) that the Additional Buyers Stamp Duty (ABSD) rates will be raised, and that Loan-to-Value (LTV) limits will be tightened. This is part of an […]
If you are someone who visits comparison websites when looking at various financial products such as travel insurance and credit cards, you would most likely have come across GoBear. If that doesn’t ring a bell, then surely the iconic (and cute!) bear mascot behind the company would. Founded in 2014, GoBear is one of the […]
The world of financial planning and advisory can be an intimidating one to foray into. With much criticism on unethical practices by financial advisors here, we exercise extra caution for fear that we’ll fall prey to a bad apple. What makes a good financial advisor? Would it be someone who invokes confidence and trust? Sure, […]
There are various banks in Singapore offering customers different interest rate packages for its home loans, and it can be a confusing process for buyers when choosing a package. Where does Standard Chartered Bank (SCB) stand as compared to other banks when it comes to home loans? Interest Offsetting Mortgage Account An interest-offset mortgage account […]
There are many different banks in Singapore offering customers different interest rate packages for it home loans. Customers can be confused when faced with such variety when having to choose a home loan package. Where does United Overseas Bank (UOB) stand as compared to other banks when it comes to home loans? UOB Property Loans […]
Did you know that the average renovation rings up to a tune of $51,000, according to data extracted from projects and contracts on Qanvast? But don’t let that faze you – just as we’ve seen amazing makeovers with five-digit budgets, we’ve seen gorgeous spaces put together on super tight budgets! To help you do just […]
In Singapore, there are quite a number of major banks that offer attractive interest rate packages for your financing needs. How does OCBC compare to the other major banks when it comes to home loans? Below, we have compiled a list of features for your benefit that are unique to OCBC when it comes to […]
As the 2nd English city in the 2017 Quality of Living Index, Birmingham is home to many brands and pop culture we’re familiar with, such as Cadbury chocolate or even the BBC hit series, Sherlock. Beyond that, it is a mere one hour and 25 minutes away from London (via train). While the city’s 20-year plans […]