Entries by Colin Lim

The success story behind Singapore’s land development

Some interesting facts about our little red dot. Singapore comes in at the world’s 18th smallest country, making up a mere total land area of 724.2 square kilometres. Just next door, Malaysia stands 329,847 square kilometres. To put things into perspective, it takes 456 of Singapore(s) to make up just one Malaysia! Despite our size, […]

BTO vs Resale: Which is the ideal home choice for you?

Choosing the ideal home can be really challenging and daunting. Having to make such important and expensive decisions, the stakes are high for you and your family. However, we are here to help you with one of life’s greatest milestones. In recent years, the Housing Development Board (HDB) has been launching several new projects all […]

The Rise of Mixed-Use Developments In Singapore

The concept of mixed-use developments is not new to many and this is a trend that the government is moving towards to better utilise our land use. This is evident from the CBD Incentive Scheme that was being announced at the Urban Redevelopment Authority (URA) Draft Master Plan 2019. This is part of the plan […]

Tampines VS Punggol, Battle of the September 2019 BTO Launch

With the shift of the August BTO launch to September 2019, the government announced a series of changes, including the introduction of the Enhanced CPF Housing Grant (EHG), which replaces the Additional CPF Housing Grant (AHG) and Special CPF Housing Grant (SHG), and higher income ceilings across HDBs and Executive condominiums. This change took place […]

An update on fixed deposit-pegged home loans: Rising rates

A home loan package with its interest rate pegged to a bank’s Fixed Deposit (FD) rates was widely popular among homeowners during its initial inception. FD rates were first pioneered by DBS, and her peers came up with their own versions soon after. The FD rates’ popularity was attributed to a very low rate in […]

How To Get A Mortgage And Finance Your Property Purchase

Perhaps it’s your first time buying a property. Or maybe you’re a seasoned property investor, with over a decade of experience. While this guide makes for a great checklist for first timers, it’s always good to revisit and make sure you don’t miss anything out. What are some of the considerations to make and steps […]

An update on fixed deposit-pegged home loans: Rising rates

A home loan package with its interest rate pegged to a bank’s fixed deposit rates was considered extremely innovative, back when DBS first introduced such a product in 2014. Now, this has become a norm, with most banks having offered or are still offering loan packages pegged to fixed deposit rates. The fixed deposit rate […]

5 clauses you shouldn’t miss when refinancing your mortgage

Refinancing your home loan: Here’s what you need to know Refinancing a loan can help you to save thousands on your mortgage payments, but that is not the case for all loans! Before diving into refinancing, there are a few important conditions and dates that we have to know to ensure we really secure those […]

Collective sales in Singapore: Frequently asked questions

En bloc is a collective sales method that is unique to Singapore with private developers acquiring the whole development and/or adjoining properties under one single transaction. This is governed by the Land Titles (Strata) Act. The recent slew of en bloc properties in 2017 has proven that the market is indeed in its recovery phase. […]

FAQs on The Use of CPF For Home Purchase

Undeniably, purchasing a property is a major decision, and probably the heaviest financial commitment for most of us. However, the use of Central Provident Fund (CPF) to pay the down payment and make monthly financial obligations has been a popular and widely-considered option for many home buyers in Singapore. Are you, too, considering to finance […]