On 29 June 2013, the government released the Total Debt Servicing Ratio (TSDR) framework in which, borrowers would have to fulfil a strict assessment to obtain their desired loan amount. This meant that the amount an individual could borrow would be limited to his ability to service all their loans within the portfolio, based on […]
Since April 2020, it was common of headlines featuring published data of home sales transactions increasing despite the ‘lockdown’ period where all physical viewings were not allowed. This trend was happening for both the private and public housing market. This was contrary to what many believed that an onset of a pandemic would cause poor […]
When we talk about property valuations, we often think about the valuation of the building or house itself. Often times it’s all about buying or selling the residential apartment or commercial piece of building. However, it is important to not forget about another item which can be purchased as well: land. As such, this article […]
If you are an owner (or planning to be one) of an income-producing property, perhaps this article would be extremely useful for you. By income-producing property, we mean real estate assets that collect rental income on a monthly basis – for example, if you own a shophouse, a retail space, or even an office space. […]
In this article, we will be presenting and providing a quick and easy method of property valuation called the Direct Comparison Approach. This can be said to be one of the easiest and convenient methods of valuation for a specific property. However, some background knowledge is also very important to establish a value as accurate […]
There have been several cases of property agents going rogue over the years; perhaps you might know a victim of these scams. Even with the establishment of the Council for Estate Agencies (CEA), property swindles are unavoidable due to how lucrative the industry is. Hence, the onus is on you, as home buyer/owner, to properly […]
Decoupling – this term has always been perceived as a negative act in real estate terms, due to its association with divorces. However, this is not always the case. Decoupling is, in fact, one method of ensuring a cost effective manner of paying taxes for your property! Here are some quick facts to know about […]
With the advancement in technology and Singapore’s rapid transformation over the last few decades, the real estate industry has matured and evolved from being just brick-and-mortar to a globalised capital market — but it certainly doesn’t stop here and there is still enormous growth potential. Today, the emergence of technological disruption is expected to have […]
Meet Yuet Whey Siah, the under 30 femalepreneur behind property portal DREA, which stands for Digital Real Estate Assistant. As a former investment banker, she first conceived the idea of DREA when she was in the shoes of a consumer – when she was looking to buy her first home in Singapore. Despite the already […]