Shaun Thum

Shaun Thum

Shaun Thum spent over a decade in the banking industry as a mortgage specialist. He takes pride in building long term relationships and also assist clients with other financial advice in terms of insurance and commercial loans and business start-ups. With a wealth of experience from the financial services industry, he has assisted more than 500 clients with different residential mortgage scenarios and situations. Shaun assists clients by providing unbiased and creative financing solutions.

Exploring Different Home Loan Options in Singapore

Congratulations, you have decided to buy a house! Now, you may be wondering what the various home loan options are to finance your purchase. Firstly, let’s delve into a comparison of the different types of home loan options in Singapore: fixed rate mortgage and floating rate packages. Fixed rate packages refer to home loans with an interest rate that remains constant, usually throughout the lock-in period only, which is the first few years of the loan tenure. After which, the