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The government rolled out new rules regarding the use of the Central Provident Fund (CPF) and housing loan with effect from 10th May 2019. This provides property buyers with greater flexibility, without compromising the duration of their lease and their retirement funds. It is a pivotal shift from just focusing on the remaining lease, to
In a joint press release by the Ministry of Finance (MOF), Ministry of National Development (MND) and the Monetary Authority of Singapore (MAS), it has been announced today (5th July 2018) that the Additional Buyers Stamp Duty (ABSD) rates will be raised, and that Loan-to-Value (LTV) limits will be tightened. This is part of an
Coming off a rather intriguing year where the private residential market seemed to pick up momentum at the end of 2017, this year is poised to be one that embraces the whole impact of the recovery phase. The aforesaid momentum gained last year can be said to be rather unprecedented, with rapid en bloc sales
BREAKING: With effect from 20 Feb 2018, Buyer’s Stamp Duty on residential properties more than $1 million will be increased from 3% to 4%. The BSD rate today ranges from 1% to 3%, and the new rate of 4% will be applicable to the portion of the property which exceeds $1million. Rates are as follows:
Since 2009, you may have heard countless times about Singapore adopting several ‘property cooling measures’. Have you ever wondered what the hype is with cooling measures, and why are so many people concerned about them? Let’s face it, most of us do not even know what some of these cooling measures are, and how they
Taxes have always been something that everyone in the world has to deal with. In Singapore, taxes are unavoidable in various aspects, and there are specific ones for the transactions of properties as well. One major and common tax is the Seller’s Stamp Duty (SSD), and due to its prominence, we will provide a coverage
Before plunging head first into your renovation, having an idea of how the entire process works will definitely come in handy – and it all begins with straightening out the paperwork. These 4 key items a renovation contract should have will ensure your home makeover goes as planned. What Is A Well-Written Renovation Contract, And
The year of 2017 has presented itself as an interesting year for the Singapore real estate market; full of developments that have shaped a rather rapid recovery across various sectors. One of the most prominent developments can be said to be changes in the cooling measures in March 2017 that has seemingly been relaxed. Other
Undeniably, purchasing a property is a major decision, and probably the heaviest financial commitment for most of us. However, the use of Central Provident Fund (CPF) to pay the down payment and make monthly financial obligations has been a popular and widely-considered option for many home buyers in Singapore. Are you, too, considering to finance
Singapore has just retained, for better or worse, its title of the World’s Most Expensive City for Expats for 4 consecutive years by the EIU (Economic Intelligence Unit) in 2017. However, the high costs can be said to be, in a way, justifiable. The high standards of living which permeate through everyday life in Singapore