Kai Siau

Kai Siau

Over a span of more than 11 years in the Financial Advisory industry, Kai developed his expertise in determining the financial needs of his clients and providing them with the best solutions. Having interacted with people from all walks of life, he learnt that only through active listening can one understand the real needs of others.

Equity loans: The Pros, The Cons, and Everything In Between

Have you ever considered how you could tap into the equity your property provides? Aside from the existing loans in the market, equity loans are a great way for you to get funds for your child’s tertiary education or for home improvements. Synonymous with “cash out refinancing” and “term loan”, equity loans can be incredibly helpful for you to access the value appreciation of your property. But is it suitable and accessible for you? This article gives you a rundown

A Singaporean Guide to Buying your First HDB in Singapore

According to a survey done by Coffee meets Bagel, 92% of Singaporean daters believe that good financial planning is a crucial trait they look for in their other half. Given the price of real estate, your first home is likely to be the biggest purchase when it comes to adulting. Like most adulting topics, it takes time to figure out finances too. Couples looking to purchasing their first home should take time to figure out key issues such as affordability,