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Upgrading from an HDB flat to a condo unit – steps to take

If you’re making the big step to upgrade from an HDB flat to a condo, it pays to know the finer details. Here’s what you’ll have to go through, depending on whether you sell-then-buy, or buy-then-sell: Key highlights If a condo is bought before the HDB flat is sold, Additional Buyer’s Stamp Duty (ABSD) must

How to finance a property in London with a Singapore bank

In recent years, Singaporeans have been one of the biggest buyers of London properties, favouring new-built and luxury flats. Due to its stable residential development and a naturally competitive market, London continues to be a safe haven for smart property investors. Despite recent challenges and Brexit, investor sentiment towards real estate investment still remains positive.

Why the hype around properties with en-bloc potential?

Properties have life cycles, just like us. We know that property prices are largely driven by demand and supply. Today as we examine the correlation between the price and age of a property, we exclude external influences like demand, supply, inflation, immigration policies, infrastructure changes, etc. Let’s look at the profile of a typical 99-year

Investing in Singapore REITs? Here’s What You Should Know

Singaporeans prefer purchasing properties as investments. Just take a look at the real estate market, and you’ll see all those new condo units sell like crazy. However, you don’t have to buy physical properties to invest in real estate, the alternative being to invest in REITs. A REIT stands for Real Estate Investment Trust and

Deposit-Pegged Mortgage Rates: An Overview

In recent years, there has been an increasing trend in banks coming up with their own deposit-pegged mortgage rates (DPMR). DBS was first in the DPMR playing field, introducing the 18-month Fixed-Deposit Home Rate (18M FHR) back in June 2014. About a year and a half later, at the end of 2015, OCBC presented the