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Has anyone asked you to be their loan guarantor? This decision to become a loan guarantor should be considered carefully and today, we will look into the details that you should be aware of before taking on the responsibility of being someone’s guarantor. Being a guarantor for someone means agreeing to bear the responsibility of
Following the announcement of the Singapore Budget 2022, we have observed increments in wealth taxes across the board. In this article, we explore what property owners can expect to pay in property taxes, how they are calculated and how this may affect the property market in Singapore. Annual Value – The Basis of Property Tax
The Federal Reserve has increased interest rates for the first time since 2018 and laid out an aggressive plan to push borrowing costs to restrictive levels in the coming year, a pivot from battling the coronavirus pandemic to countering the risks of excessive inflation and the war in Ukraine. The U.S. central bank’s Federal Open
Co-working has been a recent, but exponentially growing force in the office space market. So, what exactly is a co-working space? It is essentially a shared workplace, whereby people belonging to different companies and professions occupy the same office. Co-working spaces tend to have specialized interior designs and environments, in the bid to facilitate a
Choosing a suitable and affordable mortgage loan is crucial in the process of buying a property. After all, it would impact up to 30 years of your life and could end up being a financial burden if not managed well. Yet, many overlook its importance amidst the flurry of hunting for the perfect property and
The chain of events that followed the 2007/08 financial crisis has taught us the importance of strong financial positioning which underpins the ability to firstly survive, and for those who were more informed, the importance of looking ahead to create opportunities for themselves. The devastating effects of COVID-19 in early 2020 presented a unique situation
The truth is, many of us think we know what we’d do in the event of a blaze — but actually don’t. As a homeowner, there is never a bad time to review fire prevention and safety tips with your loved ones. This is especially so when the frequency of fire-related incidents seems to be
Singaporeans have always had a fascination for Real Estate properties. Yet, most investors only consider owning these properties as an individual. After all, that seems to be the most straightforward way. But what if there are better options that offer higher yield, such as incorporating a company? If you are puzzled on why, keep reading
New BTO (Built-To-Order) launches, more often than not, are met with an almost frenzied fervour by eligible couples and singles. More so in recent years due to several factors. Younger Singaporean couples are more eager to have their own place, perhaps a result of having experienced COVID-19 fatigue from being in a shared space with
In line with the Smart Nation Initiative by enhancing our way of living through technological enhancement and the digital revolution. Therefore, in September 2014, the Housing Development Board (HDB) released the Smart HDB Town Framework to make our HDB smarter and better. You may ask what is this Smart HDB Town Framework? It is actually