Gugenia Tan

Prior to joining Redbrick as a mortgage advisor, Gugenia was a project manager in a creative agency that catered to Singapore's vibrant F&B industry. She values the sense of purpose that comes with helping people achieve their dreams of homeownership.

Mortgage for Self-Employed Individuals

Securing a mortgage as a self-employed individual in Singapore can be more complex than for salaried employees. Banks are cautious about approving loans to individuals whose income is less predictable, as they want to ensure that borrowers can meet their repayment obligations consistently. Consequently, self-employed individuals may encounter higher barriers to entry when applying for a mortgage, including stricter requirements for income verification and documentation. This article explores the eligibility criteria, documentation requirements, income verification methods, and tips to enhance

Gugenia Tan November 6, 2024

Freehold vs Leasehold – What’s the difference?

You might be familiar with the terms freehold and leasehold. But do you know what these terms actually entail? In this article, we’ll break these down for you. What are the types of home ownership in Singapore? There are two different types of home ownership – freehold and leasehold. Owners of freehold property have full ownership of the land for an indefinite period of time. This means that you will be able to pass down your property to the next

Gugenia Tan December 13, 2023