Jene Chua

Jene believes the heart of service delivery is always about putting customer’s interest first. Her passion for people and her drive to go beyond the extra mile, is the baseline for every experience she creates. She advocates strongly in prioritizing clients’ benefits first and aims to provide an infinity of mortgage and financing solution to her clients.

The Invisible Debt: How to Use a Loan to Supercharge Your CPF and Retirement

Most people think “CPF refund” is something you only deal with when you sell your property. You might hear stories of homeowners who sold at a profit, only to find their cash proceeds wiped out by a massive CPF refund bill. Here’s the scary truth: a silent, invisible “interest bill” is growing in the background every single day on the CPF savings you’ve used for your home. You won’t get a bill until you sell, and by then, it’s too

Jene Chua February 13, 2026

What Happens When You Miss A Mortgage Payment?

Have you been so busy that you had forgotten to pay for your mortgage payment? Are you worried about what will happen next? In this article, we will go through the 5 most asked questions on missing your mortgage payment, as well as what to do if you do not have the financial means to repay your loans. 1. What happens when I miss a mortgage payment? Before anything, it is best for you to settle the mortgage payment quickly.

Jene Chua August 17, 2022

Understanding SIBOR, SOR and the transition to SORA

Those who have taken a home loan may be familiar with its two forms – the fixed rate and floating rates, which its market managed variants are typically based on the Singapore Interbank Offered Rate (“SIBOR”). So, what will the introduction of the Singapore Overnight Rate (“SORA”) mean for you, and will this make loans cheaper for homeowners in our current property booming climate? In this article, we will cover a few of these matters to demystify these changes. Why

Jene Chua July 7, 2021