Picture of Kayce Tham

Kayce Tham

With over four years of experience, Kayce began his professional journey as a legal executive at a reputable conveyancing law firm. During his tenure, he successfully transitioned to a business development role, where he honed his skills in identifying and securing new business opportunities. Kayce is able to build a long-term relationship with his clients by listening to their needs, sharing his knowledge. Providing the best possible advice is what he truly loves about being a Mortgage Advisor.

5 Things You Wish You Knew Before Taking a Home Loan

If you’re like most Singaporeans, you will probably be taking a home loan for your property too. It’s important to understand the key facts about mortgages that can help you optimize on the monthly instalments and interest payable. This article highlights five essential things to know before committing to a home loan, helping you make smarter financial decisions. 1. Best Ways to Reduce Interest Costs Interest rates won’t stay low forever. For homeowners with a floating rate home loan, your

Mortgage Insurance: Understanding the Different Types and Coverage

Overview of Mortgage Insurance and Its Purpose When you think of insurance, the first type of insurance that crosses your mind is probably: health insurance. Or even life insurance, accident insurance, car insurance, travel insurance or house insurance. Mortgage insurance, to many, is a foreign term. However, it is an important type of insurance too. Hence, we will be introducing mortgage insurance to you in this article. Mortgage insurance is a policy where your family members are safeguarded from repaying