Sandy Lim

Sandy Lim

Sandy graduated with a degree in Banking and Finance and has carved a career in the local finance industry on both a consumer and SME level. Her passion for her work has enabled her to achieve numerous referrals and commendations when it comes to providing banking solutions to her clients.

An Introduction to Loans

In this article, we will dive into the details of loans. While many of our readers may already be familiar with home loans, this article addresses a broader scope to provide you with a wider understanding of the usage of debt beyond paying for your home. There are two main types of loans – secured loans and unsecured loans. Secured loans A secured loan is similar to a housing mortgage where the asset (your house) is pledged to the lender

A Singaporean Guide to Purchasing A Resale HDB

So you have finally found the perfect unit of your dreams – now how do you go about purchasing it? Unlike Build-To-Order (BTO) which you liaise directly with Housing Development Board (HDB), buying resale flats could be more complicated as HDB would not be present to guide you through the process. If you have been struggling with the process of purchasing a resale HDB, this 6-step guide might be just what you need. BEFORE PURCHASING 1. CHECK YOUR ELIGIBILITY Like

2020 in a nutshell: The year of many firsts and lessons to be learnt

As 2020 rolls to an end, many would heave a sigh of relief as they eagerly await to usher in the new year, hoping to leave the bad behind that the year brought. From puzzling behavior and phenomenon observed such as hoarding toilet rolls, a booming resale market amidst a pandemic and Singapore’s first lockdown, 2020 was indeed the year of many firsts. Before we welcome the new year, let us reminisce the battles that the world and Singapore have