Picture of Sandy Lim

Sandy Lim

Sandy graduated with a degree in Banking and Finance and has carved a career in the local finance industry on both a consumer and SME level. Her passion for her work has enabled her to achieve numerous referrals and commendations when it comes to providing banking solutions to her clients.

A Singaporean Guide to Purchasing A Resale HDB

So you have finally found the perfect unit of your dreams – now how do you go about purchasing it? Unlike Build-To-Order (BTO) which you liaise directly with Housing Development Board (HDB), buying resale flats could be more complicated as HDB would not be present to guide you through the process. If you have been struggling with the process of purchasing a resale HDB, this 6-step guide might be just what you need. BEFORE PURCHASING 1. CHECK YOUR ELIGIBILITY Like

Navigating the Mortgage Application Process

After looking around, you have finally found your dream house, but you are unsure if you are able to afford it. Hence, you start thinking about the mortgage application process on how to finance your house. Where do you start? It may be confusing if you are a first timer but fret not, we have you covered with a simple guide on the mortgage application process! Mortgage Application Process (HDB Loan) As the process for hdb loans and bank loans

A Comprehensive Guide To Executive Condominiums (ECs) In Singapore

Do you want to live in a condominium, but feeling concerned about the high price? Executive Condominiums (ECs) might be the one for you! Read on to learn more about what they are. What is it? Also known as the property for the “sandwiched class”, Executive Condominiums (ECs) are a hybrid of public and private housing, catered to middle-income Singaporeans who are not eligible to buy a HDB flat due to the income ceiling cap. ECs are developed by private

An Introduction to Loans

In this article, we will dive into the details of loans. While many of our readers may already be familiar with home loans, this article addresses a broader scope to provide you with a wider understanding of the usage of debt beyond paying for your home. There are two main types of loans – secured loans and unsecured loans. Secured loans A secured loan is similar to a housing mortgage where the asset (your house) is pledged to the lender

2020 in a nutshell: The year of many firsts and lessons to be learnt

As 2020 rolls to an end, many would heave a sigh of relief as they eagerly await to usher in the new year, hoping to leave the bad behind that the year brought. From puzzling behavior and phenomenon observed such as hoarding toilet rolls, a booming resale market amidst a pandemic and Singapore’s first lockdown, 2020 was indeed the year of many firsts. Before we welcome the new year, let us reminisce the battles that the world and Singapore have