Serene Low

Serene accumulated over 15 years of experience in the financial services and international real estate sectors before joining Redbrick. She has built a strong track record in investment advisory, property financing, and business development, working with a diverse clientele across Singapore, Hong Kong, and Southeast Asia. Her expertise lies in guiding clients through complex property transactions and crafting strategic investment portfolios, always with a deep commitment to client success and long-term growth. Serene particularly values the collaborative culture and shared passion for excellence at Redbrick. She finds it energizing to be part of a team that is both knowledgeable and dedicated to helping clients make confident, informed decisions regarding their property financing. For Serene, every day at the firm presents a fresh opportunity to make a meaningful difference in a client's financial journey.

LTV Limits in Singapore: What Every Homebuyer Should Know

If you’re planning to buy a home in Singapore, one of the most common terms you’ll come across, especially when it comes to financing it, is the Loan-to-Value (LTV) ratio. Understanding your LTV and its considerations is key to knowing how much you can borrow for your property purchase. This full guide will break down in simple terms what LTV is, how much you can borrow, how much cash you will need upfront for downpayment, and the differences in the

Serene Low March 17, 2026