Sheena Lim

Sheena had 14 years of experience in the education sector and is passionate about imparting knowledge and skills to nurture and value-add to diverse needs. She is an experienced and strong communicator who is able to break down problems and customize solutions for various stakeholders. Sheena is passionate about simplifying financial concepts and helping her clients make well-informed decisions for their properties.

Do You Need a Bridging Loan?

You may find yourself in a tight financial spot when buying a new property before selling your existing one. A bridging loan is a possible solution, offering temporary financing to help you close the monetary gap while transitioning between homes. This article will cover everything you need to know about bridging loans from what they are, how they work, the types available, to what you should consider before applying. This will better equip you to make a more well-informed decision

Sheena Lim April 23, 2025

The Key to ABSD (Trust)

Recently, a new tax was imposed in hopes to plug loopholes that have been exploited. It was announced that ABSD (Trust) will be implemented on properties that are transferred into living trusts. But what does this truly mean, and how would it affect you as a property buyer? What is a Living Trust? A living trust is created by a person when he is alive, and this person is also known as the settlor. In contrast, a testamentary trust is

Sheena Lim January 8, 2025

In Principle Approval (IPA) Process: How to Get a Head Start

When considering the purchase of a home in Singapore, comprehending the In Principle Approval (IPA) process is essential. This procedure not only facilitates a smoother home-buying experience but also equips you with a clear understanding of your financial capacity. In this discussion, we will explore the significance of the In Principle Approval (IPA), the required documentation, methods for assessing affordability, and strategies to improve your chances of obtaining pre-approval. Importance and Benefits of the In Principle Approval (IPA) The In-Principle

Sheena Lim September 18, 2024

Affordable Home Loans: Discovering the Best Options for Your Dream Home

Did you just purchase your first HDB flat? Buying a HDB flat is not cheap, and many of us would therefore take up an affordable home loan from either the bank or HDB. However, as many of us know, the interest rates for bank loans have recently risen. So, which should I choose between a bank loan and a HDB loan? We would be going through the differences between bank loans and HDB loans. At the same time, we will

Sheena Lim July 13, 2023