Unicorn Financial Solutions

Unicorn Financial Solutions

Unicorn Financial Solutions is Singapore’s leading independently-owned financial planning company. They provide authentic and personalised financial solutions in financial planning, investing and wealth protection.

Turbocharge Your Wealth in Turbulence

“Ladies and gentlemen, we are experiencing some turbulence. Please return to your seats and fasten your seatbelts.” Have you ever encountered someone jumping out of a plane during a turbulence? It is hard to imagine someone doing that. However, when it comes to investing, people do ‘jump out’ during turbulent times and suffer losses. By now, everyone from Wall Street to Main Street are expecting such turbulent times ahead, with plenty of predictions of recession and stock market correction. How

Resilience Goes A Long Way

Anakin and Luke Skywalker are two of the most iconic characters in film history. Though both are gifted with The Force, Anakin succumbed to the Dark Side, while Luke became a Jedi Master. When one invests, one would strive to select the best performing investments by looking at the important qualities. Like how a Jedi Master selects a padawan, a good investor will also need to know what to look out for when he invests. In the case of Anakin

Thinking of buying Luna? Think again.

Ray Dalio, founder of the Bridgewater Associates, the largest hedge fund in the world, must be heaving a sigh of relief as he said he’d chose gold over Bitcoin if he had a gun to his head. Gold had been losing out to cryptocurrencies in the recent years as a store of value or inflation hedge, but with the recent crash, cryptocurrencies might have just lost their lustre to gold. What is TerraUSD? Due to the volatile nature of cryptocurrencies,

FORTUNE FAVOURS D.C.A.

The world stock market declined a whooping 20.4%1 this year. So what is a tried and proven way to ensure that fortune favours you through this extremely tumultuous investment storm? The often-heard D.C.A. Or Dollar Cost Averaging has proven itself to be a stellar recipe for times like this. What happened? As COVID-19 receded from the headlines, the Russia-Ukraine war took over. And what COVID-19 surfaced as weak links in the global supply chain, the war exacerbated them. This war

Inflation Or Recession?

The US inflation rose from 7.4% (in February) to a record 40-year high of 8.5% (in March) year-on-year. Causes for inflation, such as the Russia-Ukraine War, are persisting (see here for the effects of a prolonged war). Inflation is also rising globally. Following the first interest rate hike in March 2022, the US Federal Reserve (Fed) is poised to increase rates to 1.9% by end-2022, followed by 3 more hikes in 20232.                                                  What is the impact of interest rate hikes?

Would A Recession Be Imminent?

The US Federal Reserve (Fed) started the ball rolling on interest rate hikes in March after inflation reared its ugly head by clocking a 7.9% rise year-on-year in February. Another 6 more interest rate hikes are to come this year, and possibly another 4 hikes next year. The war is also causing prices to climb. Why is the war causing prices to rise? Besides supplying about a quarter of all wheat and barley shipments to the world1, the Russian-Ukraine crisis

Would The War Crash The Market?

Russia’s ongoing invasion of Ukraine has dominated the headlines, with more and more sanctions being announced as the assault continued. Russia had taken offence at Ukraine’s bid to be part of the European Union (EU) and the North Atlantic Treaty Organization (NATO) and moved to stop it. Even though a full-scale invasion was the least cost-effective method to get their requests heard, Unicorn Financial Solutions believe Russia was clear of the risks and rewards of their strategy and are prepared

Outlook For 2022 : It’s A Game Of Two Halves

Unicorn believes that in 2022, the market would probably take 1 step back first before it takes 3 steps forward – and the first “half” will be marked by lots of rain while the second will probably bring more sunshine. Inflation had turned out to be the game changer, which was what Unicorn Financial Solutions had been sharing since last January when Unicorn suggested that inflation might not be as “transitory” as Fed said it was. Of course – inflation

Investing Intelligently In China And The United States

With rivalry rife between China and the US, here’s how Unicorn Financial Solutions are investing in them considering their strengths. Why China? China’s investibility relies on their growing influence and wealth redistribution. 1. Growing clout China has been expanding rapidly, especially in the last 2 decades. As it was the only major economy to have positive growth last year, China may overtake US sooner as the largest economy1. Besides GDP growth, China’s influence has also been growing. Comparing each country’s