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How To Finance A Rental Property In Singapore

A simple way to generate a stable source of income is to invest in rental properties. However, pros and cons are unavoidable. Hence, this article provides you with six great tips for you to ensure it goes as smoothly as possible… The primary objective of getting a rental property is simple: to generate a stable

Consider These 4 Factors Before Deciding On An HDB Loan Or Bank Loan

Deciding between taking up a HDB loan or a bank loan is no different from an expensive game of preferences: besides just choosing which is the cheaper option, there are other considerations that you might want to look into as well. Here are some of the main differences that you might wish to consider when

How To Get A Mortgage And Finance Your Property Purchase

Perhaps it’s your first time buying a property. Or maybe you’re a seasoned property investor, with over a decade of experience. While this guide makes for a great checklist for first timers, it’s always good to revisit and make sure you don’t miss anything out. What are some of the considerations to make and steps

Purchasing a HDB – Should you maintain the $20,000 balance in your CPF OA?

Back in August 2018, the Housing Development Board (HDB) announced that flat buyers can now opt to keep up to $20,000 each in their Central Provident Fund (CPF) Ordinary Account (OA) when taking up a loan from HDB. Previously, flat buyers were required to fully utilize all funds in their CPF OA to offset the

How to make moving houses quick and fuss free

After going through the process of finding and finally getting enough finances to buy your next dream home, moving houses may be the next stressful task on your agenda. It may be hard to resist procrastinating, but you don’t want be running about the house at 3am before the big day, with half-filled carton boxes

4 major challenges faced when investing overseas

With no sign that the Singapore government is going to do away with cooling measures, many investors might be looking overseas for good investment opportunities. Many marketers are also holding regular overseas property seminars to generate interest among Singaporean investors. But before you jump on the bandwagon and decide on committing your money on overseas

Cash Over Valuation – Does it still affect you?

Are you looking to sell your HDB flat in the resale market? You may be preparing to welcome a new member to your family, or may have finally saved enough to upgrade to that dream home you always wanted. On the other hand, you may have spotted your ideal flat in the resale market, and

4 factors that will affect your flat’s resale value

Despite the decline in Housing Development Board (HDB) resale prices in Q1 2018, the volume of flats sold is said to have increased according to a recent report by The Straits Times. It can be inferred that more HDB flat owners are opting to sell their HDB flats – more so those in mature estates

What is the importance of share value?

For current as well as prospective owners/subsidiary proprietors (SPs) of condominiums (or any other strata titled properties), it is important to understand the concept of share value of their property. Taking into consideration the fact that condominiums are generally strata-titled developments, the concept of share value is one that will be utilized for a wide