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Understanding SIBOR, SOR and the transition to SORA

Those who have taken a home loan may be familiar with its two forms – the fixed rate and floating rates, which its market managed variants are typically based on the Singapore Interbank Offered Rate (“SIBOR”). So, what will the introduction of the Singapore Overnight Rate (“SORA”) mean for you, and will this make loans

How to pet-proof your home

Pet ownership in Singapore has steadily increased over the past years. A Business Times article states that Singapore’s pet dogs and cats have grown about 19% in 5 years, reaching 196,000 in 2019. The covid-19 pandemic also sees more house owners getting a pet as a companion as there were more time spent at home

Redbrick conversation with Seedly

Personal finance management is undoubtedly crucial to leading happy and healthy financial lives, and a daunting aspect for many young adults to tackle alone. As best said by Helen Keller, “Alone, we can only do so little, together we can do so much.” By engaging the community to help one another, Seedly has become one

All You Need to Know About the Home Protection Scheme

Those who have purchased HDB properties before may vaguely remember signing the Home Protection Scheme (HPS) form as part of the numerous paperwork needed to be done in order to obtain the keys to your new home. Few understand the implications of signing this form and how it could possibly affect their mortgage payments in

8 Ways to Spot a Lousy Mortgage Broker

Moving into a new home is one of the most transformative stages in many of our lives. It is the manifestation of countless sacrifices, multiple viewings, negotiations, discussions with family members and a step forward in our journey. You have worked so hard to get there, surely you deserve a break? But no. Nothing truly

Little Known Facts About International Properties – And Why They Matter

International investments of residential properties are undoubtedly becoming more popular. This is due to the fact that people understand the benefits and importance of diversification, which are to mitigate risks as well as being able to capitalize on opportunities with higher growth potential than the assets available in Singapore. As such, more often to collect

Redbrick conversation with theAsianparent

For this week’s “Redbrick conversations with”, we met up with General Manager of theAsianparent, Ms. Diora Henson. theAsianparent Singapore is the content and community platform that helps parents across Asia in their conception, pregnancy and in raising happy, healthy & confident kids​. theAsianparent reaches out to 30 million parents every month through their parenting website and app.

Why is there such strong demand for BTO flats in Telok Blangah and Tengah?

“Do you want to…BTO?” The surreal rite of passage for most Singaporeans. To some, just a casual journey to Toa Payoh might seem like an ordinary day with your partner. Suddenly, there you stand with your key in your hand, unsure of the life ahead but certain that you are going to make this home.

HDB Resale Levy: Hoping to strike it rich after MOP? Not so fast.

One of the main driving forces behind year-on-year strong demand for each Built-to-Order (BTO) launch is the possibility of ‘making’ money after the sale of the flat following the Minimum Occupancy Period (MOP) which spans 5 years. Those who scored a unit at prime BTO units such as Pinnacle@Duxton and Skyville@Dawson are now lavishing in

Redbrick conversation with Dads for Life

This week’s iteration of “Redbrick conversations with” covers Bryan Tan, the CEO for Dads for Life and the Centre for Fathering. He shares with us how he balances work life with fatherhood, and how fatherhood and parenthood shift perspectives on definitions of success, alongside steps he has taken to strengthen the family unit. Q: Share