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Andrew Adriaan

Andrew Adriaan

Andrew has a wealth of experience working with private bankers, advising high net-worth clients on their mortgage matters. As a highly efficient banker, he has won many sales awards during his employment with one of the largest lenders in Singapore.

Little Known Facts About International Properties – And Why They Matter

International investments of residential properties are undoubtedly becoming more popular. This is due to the fact that people understand the benefits and importance of diversification, which are to mitigate risks as well as being able to capitalize on opportunities with higher growth potential than the assets available in Singapore. As such, more often to collect extra rental income or capital appreciation rather than occupying the property, there is an increasing number of Singaporeans who seek to purchase overseas properties. If

Andrew Adriaan June 9, 2021

An eye for opportunity: How to spot potential en-bloc properties?

An e-bloc is every private property owner’s dream come true. For those who are unfamiliar with the local real estate scene, en-bloc is otherwise known as a collective sale of an entire stack of properties together and applies only to private properties here in Singapore! En-bloc opportunities are rare but prized, as they often come with handsome compensation amounts handed out by willing private developers to property owners and thereafter, demolish the current property to rebuild a new project which

Andrew Adriaan April 28, 2021

Battle of the BTOs: November 2020 Launch (Part 2)

This week on Battle of the BTOs, we will be examining the upcoming November BTO launches in the mature estates. We have previously covered the launches in the non-mature estates, namely Sembawang and Tengah, in last week’s article. For those who are undecided between mature and non-mature estates, we hope that the completed series can aid in your decision-making. Now, let us take a look why mature estates are popular among BTO applicants. Mature estates are typically more sought after

Andrew Adriaan November 11, 2020

An abrupt freeze to a long-standing procedure: URA halts re-issue of Option to Purchase

URA shocked the private property market with its recent news of halting the re-issuing of Option-to-Purchase (OTP). This comes amidst a weakened economy and rising unemployment rates due to the rippling effects of the COVID-19 pandemic. OTPs have commonly been used to indicate demand for housing and when left unregulated and re-issued liberally, this results in an unfair representation of the private property sector and raises housing prices more than proportionally. The indefinite renewals of the OTPs resulted in an

Andrew Adriaan October 8, 2020

What should you look out for in your home loan?

Buying a new property? Here’s what you need to look out for in your home loan A house is probably the first big ticket item purchase for every young Singaporean chasing the “BTO Dream”. However, having a roof over your head in a city known for its expensive housing requires careful considerations. Here are 6 pointers to take note of before committing to a home loan: Tenure and Loan-to-Value Under the new MAS ruling, tenures for home loans are capped

Andrew Adriaan April 10, 2018

7 Popular areas for expats to call home in Singapore

While Singapore may not be very big, choosing a suitable area or suburb to call home can still be a daunting task. Furthermore, an ideal neighborhood for some may not be for others. The decision on where to live will likely depend on your lifestyle priorities, amenities in the area, family size, location of workplace, budget as well as space required. Hence, we rounded up 7 different areas in Singapore, each with their own unique appeal and attractions to help

Andrew Adriaan March 6, 2018

Prime Residential Properties: An Overview of Ultra Luxury Penthouses in Singapore

The concept of a penthouse apartment originated from The Roaring Twenties in the 1920s, when North America, Western Europe and other developed nations experienced strong economic growth and construction boom. This widespread affluence and increased demand for living in the city have given rise to luxury developments on the top floor(s) of buildings – referred to as “bungalows in the sky” by some. In general, penthouses are fully loaded with lavish amenities, higher ceilings, larger floor spaces, superior finishes as

Andrew Adriaan October 19, 2017

Mortgage Packages That Can Help You Earn Tons Of Money In Your Savings Account

Homeowners are constantly overwhelmed by the many different housing loan packages offered across banks in Singapore. While homeowners generally seek for the most competitive housing loan rate or packages, they often overlook other available mortgage product features, which help assist in further reduction of financing cost. As such, innovative mortgage product features such as the Interest Offset Account are generally assumed as a mere gimmick or is not a good fit in homeowners’ financial plans. This is merely due the

Andrew Adriaan August 12, 2016

What You Need To Know About En-Bloc Sales In Singapore

Private property is a well sought-after commodity in land-scarce Singapore. Yet in some cases, the government and property developers can actually take over the land that your property sits on, compelling you to sell your house. Of course, the reality is often less grim with many owners of old developments suddenly becoming overnight millionaires after an en-bloc sale. But make no mistake about it – a successful en-bloc sale is not easy and can take an awfully long time. This

Andrew Adriaan August 8, 2016