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Dylan Zhang

Dylan Zhang has been in the banking industry for more than 5 years. Over the years, he has received numerous service excellence awards for his passion for work and customer centric attitude. As a family man, Dylan is especially aware of the importance of financial management.

SORA Rates – What Is It And Which To Choose?

As you begin your journey to financing your new home, you may be familiar with its two forms – the fixed rate and floating rates. While we understand the current environment favours the Fixed rate packages given a lower cost, there are people who would still prefer a floating package due to various reasons, such as a shorter lock- in period from certain banks, interest offset feature on deposits and a more optimistic interest rate outlook over the mid-term. While

Dylan Zhang April 11, 2024

Service and Conservancy Charges 101 and Rebates in 2023

Do you know that between 1.5 months to 3.5 months of Service and Conservancy Charges rebates are given out to Singaporean households living in HDB flats every year. But before we deep dive into the government rebates for Service and Conservancy Charges, let’s understand what the fee is for. If you are staying in a HDB flat, you will need to pay Service and Conservancy Charges every month to your town council. This fee is used to cover the cost

Dylan Zhang September 8, 2023

HDB Resale Levy: Hoping to strike it rich after MOP? Not so fast.

One of the main driving forces behind year-on-year strong demand for each Built-to-Order (BTO) launch is the possibility of ‘making’ money after the sale of the flat following the Minimum Occupancy Period (MOP) which spans 5 years. Those who scored a unit at prime BTO units such as Pinnacle@Duxton and Skyville@Dawson are now lavishing in their luck, with resale prices surpassing the million-dollar mark, almost twice the purchase price. The money obtained from disposing their BTO’s will then be used

Dylan Zhang May 26, 2021