Kyler Hung

Kyler started his career as an external auditor at PricewaterhouseCoopers (PwC). He specialized in local statutory audits and group reporting for clients in the Asset Wealth Management sector. He then moved on to UBS to further his career as an Equity Research Analyst assisting in the ASEAN Consumer coverage. It gives Kyler a sense of satisfaction knowing that he is able to advise and be a part of his client’s journey in making key life decisions.

Stocks vs. Singapore Private Property: The Real Winner for Your Money

This is the million-dollar question, isn’t it? The one your financial advisor, your buddy who trades crypto, and your property agent all give you a different answer to. On the surface, it seems like an easy call. Just look at the raw numbers from the last 20 years: Based purely on this, the S&P 500 seems to be the obvious choice, right? It’s a no-contest. But focusing only on historical returns is the biggest mistake you can make. The numbers

Kyler Hung May 26, 2026

The Harsh Reality About Using Singapore Property for Wealth (HDB vs. Private)

For decades, the story was simple: buy property in Singapore, sit back, and get rich. Your parents, uncles, and every taxi driver would tell you the same thing—”property is the only way to build wealth.” And for a long time, they weren’t wrong. But relying on that old playbook today is a dangerous game. While property can still be a powerful wealth-building tool, the rules have changed, and a one-size-fits-all strategy will leave you stuck. Let’s get a reality check.

Kyler Hung December 16, 2025

Home Loan Eligibility for Foreigners Buying Property in Singapore

Singapore’s real estate market has long been an attractive destination for foreign investors and expatriates. Renowned for its stability, transparency, and high-quality developments, the city-state provides numerous opportunities for property ownership. Its strong governance, strategic position, and resilient economy position it as one of the leading property markets in Asia. However, navigating the home loan process as a foreigner requires a clear understanding of legal, financial, and procedural nuances. Understanding mortgage eligibility is key for foreigners seeking financing options when

Kyler Hung March 12, 2025

Credit Scores: Why It Is Important And How To Improve It?

You may have heard of the term “Credit Score” before, but do you know what it is? It is actually not as complicated as it sounds! In this article, we will be guiding you through the As to Zs of credit scores and will be providing you with tips on how you should improve or maintain your credit score. What is a credit score, and what is considered good? A credit score is a four-digit number tagged to you, based

Kyler Hung August 7, 2024

URA Caveat: What It is and How Important is it?

In your house hunting journey, there are countless moving parts that one has to take note of. During this stressful process, the last thing you would want is for the deal to unexpectedly fall through. One good way to prevent this is through the lodging of URA caveats. Singapore government had introduced URA caveats, simply as a tool. You can view on an online portal on the Urban Redevelopment Authority (URA) website. What is a URA Caveat? A URA caveat

Kyler Hung August 24, 2022