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How SERS Give Older HDBs A New Life

Many homeowners of older HDB flats are praying that their property would be able to go through the Selective En bloc Redevelopment Scheme (SERS) to renew their aged property. Since all HDB ownership has a 99-years lease, owners of aged properties hope that through SERS, they will be able to relocate to a new home

FORTUNE FAVOURS D.C.A.

The world stock market declined a whooping 20.4%1 this year. So what is a tried and proven way to ensure that fortune favours you through this extremely tumultuous investment storm? The often-heard D.C.A. Or Dollar Cost Averaging has proven itself to be a stellar recipe for times like this. What happened? As COVID-19 receded from

2-Room Flexi Scheme: A Retirement Home

In a bid to cater to the needs of singles, low-income families and the elderly, the Ministry of National Development (MND) and Housing & Development Board (HDB) introduced the 2-Room Flexi Scheme in 2015. For the elderly, this scheme provides an additional housing option during retirement, allowing them more flexibility in retirement planning. In every

Rental in Singapore: A cultural shift and its impact on the real estate market

Amidst all the attention paid to the resale market, there is an undercurrent festering in the real estate market. Ever since COVID-19 made landfall in our lion city, the Singapore government had administered policies and movement restrictions to curb its further spread. One of them was the implementation of the Circuit Breaker period, in which

8 Things to Consider When Buying a Condominium Unit in Singapore

For buyers who are planning to purchase a condominium unit, the vastness of options in the market provides a pleasant problem – choosing and buying a condominium unit that you like. From layouts, to views, level and location, today’s article will serve as a brief checklist of items to look out for on your next

Inflation Or Recession?

The US inflation rose from 7.4% (in February) to a record 40-year high of 8.5% (in March) year-on-year. Causes for inflation, such as the Russia-Ukraine War, are persisting (see here for the effects of a prolonged war). Inflation is also rising globally. Following the first interest rate hike in March 2022, the US Federal Reserve

Our Commitment to Data Privacy

As the largest independent mortgage advisory firm in Singapore, the personal information from our clients is necessary for us to deliver the quality service we are offering. In line with this, Redbrick Mortgage Advisory (RBMA Pte Ltd) is very stringent with regards to protecting our clients’ information. Having financed more than 40,000 properties and transacted

Are You Aware Of The Benefits Of Refinancing Your Home Loan In Singapore?

It is not common in the world of real estate that all of the stars align. It may sometimes be hard to match a good deal on a property with ideal refinancing and low interest rates. In this article, we discuss the reasons you may wish to refinance your property, how you can refinance and

What Does It Mean If You Are A Guarantor?

Has anyone asked you to be their loan guarantor? This decision to become a loan guarantor should be considered carefully and today, we will look into the details that you should be aware of before taking on the responsibility of being someone’s guarantor. Being a guarantor for someone means agreeing to bear the responsibility of

Redbrick Conversations with Darren Teo, Senior Executive Group Division Director, ERA

Redbrick Mortgage Advisory is honoured to interview Mr. Darren Teo, head of SHINE Group of ERA. Darren is a Senior Executive Group Division Director whose focus on property portfolio management serves a niche market. Humble and down-to-earth, Darren has worked with clients from all walks of life, including high-profile personalities. Today, Darren shares about his