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Mortgage Loans – 6 Criterions That Banks Look At During Your Application

You’re finally one step closer to realizing the Singaporean Dream – owning your own property. Prices have been negotiated and you have paid the deposit for the Option To Purchase (OTP). You are going to apply for a mortgage loan and the house of your dreams is within reach at last. Or is it? Buying

11 Benefits of Owning Properties Under a Company

Singaporeans have always had a fascination for Real Estate properties. Yet, most investors only consider owning these properties as an individual. After all, that seems to be the most straightforward way. But what if there are better options that offer higher yield, such as incorporating a company? If you are puzzled on why, keep reading

Applying for a BTO: Does the early bird really catch the worm?

New BTO (Built-To-Order) launches, more often than not, are met with an almost frenzied fervour by eligible couples and singles. More so in recent years due to several factors. Younger Singaporean couples are more eager to have their own place, perhaps a result of having experienced COVID-19 fatigue from being in a shared space with

All You Need To Know About Smart HDB Town Framework

In line with the Smart Nation Initiative by enhancing our way of living through technological enhancement and the digital revolution. Therefore, in September 2014, the Housing Development Board (HDB) released the Smart HDB Town Framework to make our HDB smarter and better. You may ask what is this Smart HDB Town Framework? It is actually

Would the Property Cooling Measures in 2021 Affect You?

Following the announcement of cooling measures for the property market, the shares of many property firms have fallen. But is there really a cause for concern for buyers like you? Or are the cooling measures likely to just have a short-term impact on our property market? This article dissects the 3 main cooling measures that

Is It Worth Spending Extra For Resale HDB Flats In Mature Estates?

Location is one of the key considerations when purchasing real estate. In Singapore where over 80% of the local population resides in a Housing Development Board (HDB) flat, home buyers are often concerned about the HDB estate they would be staying in. Broadly speaking, HDB estates can be categorized into mature and non-mature. Mature estates

Your Cheat Sheet to November 2021 HDB BTOs

As we approach the end of the year, the final Build-To-Order (BTO) launch has also approached. If you have not managed to ballot for a unit in the past launches, here’s your chance! The highly anticipated November BTO Launch will feature 8 sites. The launch includes a central location, Rochor, alongside mature estates like Kallang/Whampoa.

HDB Prime Location Housing (PLH) Model: 4 Key Measures

Over the past year, long debates on the issue of reserving land in prime areas for public housing has highlighted the pros and cons of doing so. While it may serve to have greater inclusion between income groups in central areas and promote diversity, it also brings about the “lottery effect”. From the case of