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Starting the Year Right: Smart Mortgage Planning for 2024

As we step into 2024, navigating the landscape of mortgage planning in Singapore is more crucial than ever. With the global economy witnessing significant shifts, understanding these changes and their impact on mortgage rates is vital for anyone looking to secure a home loan or refinance their property.  Understanding 2024 Mortgage Rate Trends The mortgage

Decoupling – What And How It Can Help You Buy A Second Property

Following the increase in Additional Buyer Stamp Duty (ABSD) April 2023, Singaporeans must pay 20% ABSD if they intend to purchase a second property. Hence, would you be interested to find out how you can still purchase a second property without incurring ABSD? With more than 10 years of experience under his belt, Alvin Lock

Your Cheat Sheet to November 2021 HDB BTOs

As we approach the end of the year, the final Build-To-Order (BTO) launch has also approached. If you have not managed to ballot for a unit in the past launches, here’s your chance! The highly anticipated November BTO Launch will feature 8 sites. The launch includes a central location, Rochor, alongside mature estates like Kallang/Whampoa.

5 Reasons Why Good Class Bungalow (GCB) at Cluny Hill Fetched Record Price

In 2018, Sebastian Soh bought a Good Class Bungalow (GCB) at 2 Cluny Hill to build his family’s dream home. What he did not expect was to sell the freehold bungalow in 2021 at a record-breaking price of $63.7 million or $4,291 per square foot (psf) surpassing the $4,005 psf record set in March this

Why is there such strong demand for BTO flats in Telok Blangah and Tengah?

“Do you want to…BTO?” The surreal rite of passage for most Singaporeans. To some, just a casual journey to Toa Payoh might seem like an ordinary day with your partner. Suddenly, there you stand with your key in your hand, unsure of the life ahead but certain that you are going to make this home.

5 new areas in Singapore for your next home

Singapore as we know is always striving to become a beautiful livable city. We often see buildings in mid-construction and these sites are not a rare sight at all. Amidst all the hustle and bustle of the city-state, new residential towns are emerging, slowly but surely. In this article, we will look at 5 areas

How would a low Interest rate environment affect you?

The Covid-19 situation has changed much of how the world functions. As we head into 2021 and beyond, governments all over the world have initiated policies to ensure that their economies do not crash. Interest rates are one of the many ingredients required to regulate the economy. In this article, we shall discuss about interest

Battle of the BTOs: November 2020 Launch (Part 1)

The demand for BTOs in 2020 has been fierce, to say the least, with the August BTO launches being oversubscribed within a day of a one-week launch period. The potential delays for the completion of BTO launches due to Covid-19, as announced by HDB, have not shaken the demand. With over 38,500 applicants for 7,862