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Clive Chng

Clive Chng

Clive graduated on the Dean’s list from Nanyang Technological University with an Engineering degree. Prior to joining Redbrick, he not only served as a Project Manager for Keppel Shipyard where he oversaw multi-million dollar marine projects, but was also the Vice President for Keppel Young Leaders, focused on the development of future leaders. Being a fan of low-cost Index Funds, his passion in Investing and strong interest in understanding how financial markets shape economies ultimately fuelled his move from the field of engineering into the financial industry where his personality trait as a servant leader further allows him to service his clients effectively.

What makes real estate a worthy investment?

“Land is a man’s treasure”. For generations, land has always been regarded as a prized commodity, given its scarcity and possible benefits such as agriculture or for human activities. In certain communities around the world, land parcels distinguish and differentiate social classes or even as a medium of trade. The modern man today is familiar with the term ‘Real Estate Investment’, with promises of huge returns with low risk. But how many of us know what makes real estate so

Clive Chng July 3, 2020

How will technology reshape the real estate sector in the new normal?

If there is one thing that the COVID-19 pandemic has taught us, it is that technology can truly reshape the way we work, live and play. With workers and families forced to make the best out of the situation while hunkering down in their respective homes, technology has allowed for the continuation of life amidst a worldwide crisis like never before in history. In this article, we will be scoping how technology could potentially disrupt and reshape the way the

Clive Chng June 26, 2020

Reflecting on the past 140 days, Reshaping a new normal: COVID-19

As Singapore sets her sights on the careful reopening of her economy today, it is a good time to look back at how Singapore has braved the last 140 days, and even reflect on what could the future be. Since the first detected case of COVID-19 on the 31st of January 2020, Singapore has undergone massive reforms brought about by legislative changes under the Infectious Disease Act. COVID-19 shook foundations around the world, a virus worse than SARS in 2002.

Clive Chng June 19, 2020

COVID-19 Updates: Support for the community, lifeline for families in Fortitude Budget

In our previous article, we took a glance into what Budget Fortitude would bring to local enterprises and workers affected by the pandemic. Today, we will be looking at the second portion of Budget Fortitude and the respective relief measures set aside for families. The core value behind the Government’s 4th relief measure is to ensure that households are supported and to strengthen the community in these difficult times. Providing assistance to those with immediate needs With many businesses grinded

Clive Chng June 5, 2020

Covid-19 Updates: Businesses on a tight rope, fourth budget to cushion possible fall

Fortitude Budget at a glance (for businesses and workers) With Circuit Breaker measures set to end on the 2nd of June 2020, Singapore is taking a cautious and well-considered approach to reopening her economy for fear of a possible second resurgence of the COVID-19 infection in the local community. A fourth budget, the Fortitude Budget was announced earlier this week on the 26th of May 2020, targeted at providing yet another cushion for enterprises. The core agendas supporting the fourth

Clive Chng May 29, 2020

A place to call home: How small is too small?

Land scarcity has been a long-standing issue for Singapore. And why should you care? Well, with the race against limited usable land space, its citizens would eventually feel the pressure. Labelled as one of the world’s densest nations, Singapore is starting to face the reality of this physical constraint. Left with no choice, homes have to be built vertically upwards, with typical high-rise units going at exorbitant prices that are comparable to the price of an entire bungalow in our

Clive Chng May 22, 2020

Temporary Relief Measures for the Real Estate sector amidst COVID-19

With show flat previews, viewings and construction work ground to a halt amidst tight “Circuit Breaker” measures, the real estate market has begun to feel the tremors of the COVID-19 pandemic. On the 6th of May 2020, the MND released a statement on the provision of temporal relief measures tailored to the slowing real estate scene, for both private developers and even for individuals like yourselves. The objective behind these initiatives is to ensure that prices in the private housing

Clive Chng May 9, 2020

More relief measures announced – Here’s how you can benefit from it

According to the recent financial report by Monetary Authority of Singapore (MAS), the nation’s economic status is headed for an unprecedented economic recession, with a predicted -4% GDP growth in 2020, potentially the worst hit since the 3.1% contraction seen way back in 1964. With many wages cut and furloughed workers left uncertain about the grim future, the MAS has stepped up yet another bout of fiscal stimulus, this time covering a broader range of loan deferments to cater to

Clive Chng May 2, 2020

New COVID-19 Measures: Deferring Your Loan Repayments

As Singapore braces for an inevitable economic crash landing, monetary cushions are being out to catch the fall. As of 7 April 2020, Singapore started lying low in her retreat against the virus, following strict restrictions on movement under the ‘Circuit Breaker’ initiative. Some of these measures include the mandatory closure of non-essential retails, no dining in at all food outlets and mandatory telecommuting for all companies’ staff except those working in essentials services. Big brands such as Uniqlo, H&M

Clive Chng April 10, 2020

Budget reliefs amidst Coronavirus panic: How does it affect you?

COVID-19, believed to be one of the worst economic contractions since Singapore’s independence has hit home hard. An economy that rose to its glory days due to her attractive social, economic and political climate now faces a very real threat. From the tourism industry to the real estate market, tremors are felt, some stronger than others. Rising up to the situation, the Singapore government has unleashed several bouts of relief packages, assisting not only its people but to cushion the

Clive Chng April 3, 2020