Jo'An Tan

Jo’An started her career helping clients with their loan positioning by sharing with them on the macroeconomy outlook. Having performed above and beyond her duties, the advisory role she took on has earned her multiple awards at the local banks. As one of the pioneering advisors with Redbrick Mortgage Advisory, she has personally structured over $900M worth of loans across 900 properties; by no means an easy feat and a strong testament to her ability and achievements.

Guide to property valuation: Direct comparison approach

In this article, we will be presenting and providing a quick and easy method of property valuation called the Direct Comparison Approach. This can be said to be one of the easiest and convenient methods of valuation for a specific property. However, some background knowledge is also very important to establish a value as accurate as possible. As the name suggests, the Direct Comparison Approach is based primarily on the Principle of Substitution, where the purchaser would be unwilling to

Jo'An Tan July 17, 2018

7 qualities that make a good property agent in Singapore

There have been several cases of property agents going rogue over the years; perhaps you might know a victim of these scams. Even with the establishment of the Council for Estate Agencies (CEA), property swindles are unavoidable due to how lucrative the industry is. Hence, the onus is on you, as home buyer/owner, to properly vet estate agents before engaging them. Fret not, we have compiled 7 essential qualities that make a good property agent. 1. Ambitious No deal

Jo'An Tan July 5, 2018

Real Estate 101: Your guide to Decoupling

Decoupling – this term has always been perceived as a negative act in real estate terms, due to its association with divorces. However, this is not always the case. Decoupling is, in fact, one method of ensuring a cost effective manner of paying taxes for your property! Here are some quick facts to know about decoupling: Decoupling aka Fractional purchase Decoupling can be simply defined as a disengagement or separation from something else. However, in real estate terms, it can

Jo'An Tan April 3, 2018

2 Major trends that will reshape the world of real estate in 2018 and beyond

With the advancement in technology and Singapore’s rapid transformation over the last few decades, the real estate industry has matured and evolved from being just brick-and-mortar to a globalised capital market — but it certainly doesn’t stop here and there is still enormous growth potential. Today, the emergence of technological disruption is expected to have a significant impact on the property market in 2018 and beyond; this includes the possibility of changing the way in which real estate assets are

Jo'An Tan March 23, 2018

Why your HDB is not going to make you any money?

Just like any young couples would as they begin their next chapter of life, you ballot for a BTO and, after 4 years of wait, move happily into your first matrimonial home. Over the years, you start a new family and draw greater income as you progress up the career ladder at work. As the fifth year of your HDB’s minimum occupation period draws closer, you toy with the idea of an upgrade to provide you and your family with a better standard of living. The next

Jo'An Tan July 13, 2017

Conversations with Real Estate Personalities: Yuet Whey Siah

Meet Yuet Whey Siah, the under 30 femalepreneur behind property portal DREA, which stands for Digital Real Estate Assistant. As a former investment banker, she first conceived the idea of DREA when she was in the shoes of a consumer – when she was looking to buy her first home in Singapore. Despite the already competitive real estate portal scene, Yuet believes that DREA is different. Apart from the insights and analyses, DREA allows business users – developers and agents

Jo'An Tan August 26, 2016