Entries by Thomas Chew

How To Finance A Rental Property In Singapore

A simple way to generate a stable source of income is to invest in rental properties. However, pros and cons are unavoidable. Hence, this article provides you with six great tips for you to ensure it goes as smoothly as possible… The primary objective of getting a rental property is simple: to generate a stable […]

Understanding The Basics Of Property Inheritance

There are certain conditions to inheriting a property. For instance, the inheritance must be under the terms of a will by the deceased or in cases where there is no will, it has to be by the possession of the Interstate Succession Act. To whom does your property go to after you pass on? Are […]

Purchasing a HDB – Should you maintain the $20,000 balance in your CPF OA?

Back in August 2018, the Housing Development Board (HDB) announced that flat buyers can now opt to keep up to $20,000 each in their Central Provident Fund (CPF) Ordinary Account (OA) when taking up a loan from HDB. Previously, flat buyers were required to fully utilize all funds in their CPF OA to offset the […]

Management Corporations: How do they regulate control in condominiums, and is it sufficient?

For condominium owners (or prospective owners), it is important to understand that their properties are always regulated by a Management Corporation (MC) whose role is to regulate the control, use and enjoyment of the common property in a strata title development through by-laws. This article aims to ensure an understanding of how the MCs implement […]

4 factors that will affect your flat’s resale value

Despite the decline in Housing Development Board (HDB) resale prices in Q1 2018, the volume of flats sold is said to have increased according to a recent report by The Straits Times. It can be inferred that more HDB flat owners are opting to sell their HDB flats – more so those in mature estates […]

Is your property agent any good?

We have all heard horror stories of property agents (such as the story of the agent who embezzled $830k from his overly trusting client), each with varying degrees of awfulness. We have also heard of good experiences with property agents, whether it be from our relatives or friends, who have had smooth transactions because of […]

Increasing mortgage rates: Keeping up with the market

Singapore’s residential property market has indeed shown rapid signs of recovery so far this year (2018). However, the bullish performance of the market as well as the economy has sparked concerns of an ever-increasing interest rate. Currently, interest rates have risen substantially and thus, although not at a rate where there is a source of […]

What exactly affects real estate prices?

The real estate market in Singapore has shown significant signs of recovery so far this year from a slump over the past years. Prices are on the rise, and market sentiments are extremely bullish currently, with many investors even deeming Singapore to offer better opportunities than Hong Kong. Nevertheless, what are the factors that affect […]

Should you decouple to buy another property? Here’s what you should know about it

There are many definitions to decoupling. In plain English, the Cambridge dictionary defines it as “a situation in which two or more activities are separated, or do not develop in the same way”. Thus, investors use this term to describe a situation whereby returns on asset classes diverge from the expected or normal pattern of […]

Dos and Don’ts: Living in strata-titled properties

For those living in apartments and condominiums, do you know what are your duties and responsibilities living in strata-titled properties? Have you heard of some of the by-laws on the use and enjoyment of common property as stipulated in the Building Maintenance and Strata Management Act (BMSMA)? Last year, you might have come across news […]