When it comes to purchasing your own home, many homeowners will start to wonder which home loan package to take up. Well, if you are one of them, you are in luck because the following is a detailed analysis as well as some advice. But before we get down to the details, let us first […]
A simple way to generate a stable source of income is to invest in rental properties. However, pros and cons are unavoidable. Hence, this article provides you with six great tips for you to ensure it goes as smoothly as possible… The primary objective of getting a rental property is simple: to generate a stable […]
There are certain conditions to inheriting a property. For instance, the inheritance must be under the terms of a will by the deceased or in cases where there is no will, it has to be by the possession of the Interstate Succession Act. To whom does your property go to after you pass on? Are […]
Back in August 2018, the Housing Development Board (HDB) announced that flat buyers can now opt to keep up to $20,000 each in their Central Provident Fund (CPF) Ordinary Account (OA) when taking up a loan from HDB. Previously, flat buyers were required to fully utilize all funds in their CPF OA to offset the […]
For condominium owners (or prospective owners), it is important to understand that their properties are always regulated by a Management Corporation (MC) whose role is to regulate the control, use and enjoyment of the common property in a strata title development through by-laws. This article aims to ensure an understanding of how the MCs implement […]
Despite the decline in Housing Development Board (HDB) resale prices in Q1 2018, the volume of flats sold is said to have increased according to a recent report by The Straits Times. It can be inferred that more HDB flat owners are opting to sell their HDB flats – more so those in mature estates […]
We have all heard horror stories of property agents (such as the story of the agent who embezzled $830k from his overly trusting client), each with varying degrees of awfulness. We have also heard of good experiences with property agents, whether it be from our relatives or friends, who have had smooth transactions because of […]
Singapore’s residential property market has indeed shown rapid signs of recovery so far this year (2018). However, the bullish performance of the market as well as the economy has sparked concerns of an ever-increasing interest rate. Currently, interest rates have risen substantially and thus, although not at a rate where there is a source of […]
The real estate market in Singapore has shown significant signs of recovery so far this year from a slump over the past years. Prices are on the rise, and market sentiments are extremely bullish currently, with many investors even deeming Singapore to offer better opportunities than Hong Kong. Nevertheless, what are the factors that affect […]
There are many definitions to decoupling. In plain English, the Cambridge dictionary defines it as “a situation in which two or more activities are separated, or do not develop in the same way”. Thus, investors use this term to describe a situation whereby returns on asset classes diverge from the expected or normal pattern of […]