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As we approach the end of the year, the final Build-To-Order (BTO) launch has also approached. If you have not managed to ballot for a unit in the past launches, here’s your chance! The highly anticipated November BTO Launch will feature 8 sites. The launch includes a central location, Rochor, alongside mature estates like Kallang/Whampoa.
Over the past year, long debates on the issue of reserving land in prime areas for public housing has highlighted the pros and cons of doing so. While it may serve to have greater inclusion between income groups in central areas and promote diversity, it also brings about the “lottery effect”. From the case of
There is a common phrase that reverberates throughout many Singaporeans, “unless you actually own a freehold estate, you are always a lessee to the government”. By legal definitions, this statement is unfounded given that one does actually hold both equitable and legal interests in the land for the entire duration of the lease, be it
If the recent August Build To Order (BTO) launch including Queenstown and Hougang has left your senses tingling, you have probably considered getting your own property. Being one of the largest financial commitments you would make, it is only reasonable for you to stop and ponder – how can I pay for my house? We
Thomas Chew, Associate Director at Redbrick Mortgage Advisory will demystify the topic of decoupling, especially for many of our readers who are seeking to maximise their wealth through real estate, the choice to decouple is often not a clear one. The essential goal of decoupling is to acquire multiple properties under the ownership of your
Several have testified to increasing tensions between family members during the lockdown phase, with everyone trapped at home with nowhere to go apart from the supermarket nearby. If you are the lucky few with strong family ties, a dual-key unit might just be your best home option to consider next! Dual-key homes remain a relatively
Purchasing a property is a big decision, as it is a household’s largest investment. It is especially so for Singaporeans, considering the exorbitant property prices due to our land scarcity. Hence, there has to be careful consideration before investing in property. One of the factors to be considered is the capitalization rate, or cap rate
Despite the economic recession caused by the Covid-19 pandemic, HDB resale prices has risen. Resale Price Index (RPI) refers to the index used to compare the overall price movements of HDB resale price, has been increasing for the past 5 quarters. There is a significant increase of 3% from Q4’2020 to Q1’2021. While this trend
On 29 June 2013, the government released the Total Debt Servicing Ratio (TSDR) framework in which, borrowers would have to fulfil a strict assessment to obtain their desired loan amount. This meant that the amount an individual could borrow would be limited to his ability to service all their loans within the portfolio, based on
With endless online resources to help you find your next dream home, the only obstacle in your way is understanding what you can afford. The fact that you are reading this now, tells us you have great plans in mind, and that you are probably planning your path to success. Are you that young ambitious