Understanding the Cost of Borrowing in Singapore
When taking out a loan, it is important to understand the true cost of borrowing, not just the stated interest rate listed. In Singapore, the
January 22, 2025
Category: Mortgages
Offer to Purchase vs Option to Purchase: What’s the Difference?
Understanding the distinction between an Offer to Purchase and an Option to Purchase (OTP) is crucial when dealing with property transactions, particularly in Singapore. Both
January 15, 2025
5 Things You Wish You Knew Before Taking a Home Loan
If you’re like most Singaporeans, you will probably be taking a home loan for your property too. It’s important to understand the key facts about
January 2, 2025
10 Mistakes You’ll Make (And Must Avoid) When Decoupling
Since April 2016, married couples who own a HDB flat are not allowed to decouple. Currently, the Additional Buyer’s Stamp Duty (ABSD) of 20% is
December 26, 2024
All You Need To Know About Housing Loans in Singapore
With Singapore’s housing market constantly evolving, homebuyers are looking out for the upcoming February 2025 HDB Build-to-Order (BTO) launch. At the same time, understanding the
December 18, 2024
A Comprehensive Guide To Property Valuation – Residual Method
Thinking of valuing your home, but unsure about how to do it? There are 3 different methods you can use to value your home –
December 11, 2024
7 reasons why you should be investing in commercial properties instead of residential properties
When most Singaporeans think of investing in property, they typically turn to residential properties, before starting to worry about other issues like Additional Buyer Stamp
November 25, 2024
Lowest Mortgage Rates in Singapore: Is Cheaper Always Better?
When choosing a home loan, it’s natural to gravitate towards the lowest mortgage rates. After all, who doesn’t want to save a little extra? But
November 13, 2024
Mortgage for Self-Employed Individuals
Securing a mortgage as a self-employed individual in Singapore can be more complex than for salaried employees. Banks are cautious about approving loans to individuals
November 6, 2024
8 Ways to Spot a Lousy Mortgage Broker
Moving into a new home is one of the most transformative stages in many of our lives. It is the manifestation of countless sacrifices, multiple
October 30, 2024