Understanding the Cost of Borrowing in Singapore
When taking out a loan, it is important to understand the true cost of borrowing, not just the stated interest rate listed. In Singapore, the
January 22, 2025
Category: Mortgages
5 Things You Wish You Knew Before Taking a Home Loan
If you’re like most Singaporeans, you will probably be taking a home loan for your property too. It’s important to understand the key facts about
January 2, 2025
10 Mistakes You’ll Make (And Must Avoid) When Decoupling
Since April 2016, married couples who own a HDB flat are not allowed to decouple. Currently, the Additional Buyer’s Stamp Duty (ABSD) of 20% is
December 26, 2024
A Comprehensive Guide To Property Valuation – Residual Method
Thinking of valuing your home, but unsure about how to do it? There are 3 different methods you can use to value your home –
December 11, 2024
7 reasons why you should be investing in commercial properties instead of residential properties
When most Singaporeans think of investing in property, they typically turn to residential properties, before starting to worry about other issues like Additional Buyer Stamp
November 25, 2024
Lowest Mortgage Rates in Singapore: Is Cheaper Always Better?
When choosing a home loan, it’s natural to gravitate towards the lowest mortgage rates. After all, who doesn’t want to save a little extra? But
November 13, 2024
8 Ways to Spot a Lousy Mortgage Broker
Moving into a new home is one of the most transformative stages in many of our lives. It is the manifestation of countless sacrifices, multiple
October 30, 2024
HDB Essential Occupier – Is This The Right Manner Of Holding For Me?
Essential Occupier – a term that constantly pops up on HDB’s website when you search for grants and schemes. But, what is it? Read on
October 16, 2024
A Comprehensive Guide to Seller’s Stamp Duty (SSD)
You might have heard about Seller’s Stamp Duty (SSD), but what is it exactly? In this article, we will cover everything you need to know
October 9, 2024
In Principle Approval (IPA) Process: How to Get a Head Start
When considering the purchase of a home in Singapore, comprehending the In Principle Approval (IPA) process is essential. This procedure not only facilitates a smoother
September 18, 2024