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Since its independence in 1965, Singapore has undergone rapid transformation, with the development of modern infrastructure, a thriving economy, and a diverse population. One of the key strategies that has shaped the city’s development is the creations of new towns in the suburbs, as outlined in the first Master Plan in 1958. The Housing and
As negative as it seems, fear is not necessarily a bad thing. Consider how, for example, the fear of being knocked down may help us cross the road carefully. However, if the fear prevents us from crossing the road at all, then it is not so healthy. How does fear impact investing? Stanley Druckenmiller, known
For many of us, real estate is likely one of the most expensive assets that you will ever purchase in your lifetime. This is even more true in Singapore, where property prices keep getting higher. Whether you are seeking to purchase your next property for investment purposes or to upgrade your property, mortgage advice would
Jia Hui Teo Finance Ninja Jia Hui has more than 7 years’ experience in accounting and finance in the motor trade industry. She has assisted clients in applications and processing of motor documentation and is well-versed in preparing and maintaining financial documentations as well as compliance with laws and regulations. “All you need is the
With the current hot property market, the transacted prices of many resale HDBs have become higher than their valuation. This has led to rising Cash Over Valuation (COV). If you are keen to purchase a resale HDB flat with limited funds in the bank, COV is a key item you should keep a lookout for.
Timing the market with short-term forecasts could turn out to be extremely harmful to your portfolio. Imagine walking in the park and coming across an owner of a pet dog walking the pet, and the pet is darting to its left and right while the owner is heading towards his destination. In order to invest
Are you considering purchasing a new property but have no idea how much Central Provident Fund (CPF) you can use to finance your purchase? Or perhaps you are looking for alternatives to invest your cash and need new financing modes for your mortgage. Well, here’s a quick run through of how you can make the
A growing concern amongst Singaporeans is the fear of displacement in their own country. Singapore is well on her trajectory to becoming one of the world’s most booming economy with growth schemes such as the Tech.Pass targeted at foreign tech companies, which would indirectly allude to the fact that more expats and foreign talents are
Urban Redevelopment Authority (URA) is the land-use planning authority in Singapore. Singapore is a country with limited land area of 728 km², equivalent to 0.22% the size of Malaysia. Singapore has faced a low annual population growth rate, of 1.1% in 2019. This was followed by our total population, which includes citizens, permanent residents, foreign workers
Shaun Tan Shaun Tan joined the F&B industry after graduating in Business Administration. He also became a Financial Consultant in 2020 and focused on lead generation in ASEAN countries. He has managed to assist many offshore clients to diversify their portfolio. “When I was looking for my own dream home, the loan processes felt daunting