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Renovating Your Home: Should you take Personal Loan or Renovation Loan?

Renovating your home can be a substantial expense. Depending on your choice of design theme, scope of work involved, resale or new flat, private or HDB, the entire renovation cost can vary greatly. According to interior design platform Redbrick Homes, the expected renovation cost can range from $30,000/$40,000 (3-room HDB BTO/Resale flat) to $50,000/$65,000 (5-room

Reverse Mortgage – Did DBS Successfully Bring Back Reverse Mortgages?

Reverse mortgages are not new in Singapore – after being discontinued in 2009. Why is it then that it has been brought back to life again in 2021? And how has it been doing so far? If you’re curious to know more about it, read on as we guide you through the world of reverse

Manoeuvring the Bumpy Stock Market

My friends have been teaching me to how to cycle for many years, but I only picked it up in my twenties. The advice they gave was truly simple. “Look straight and just pedal!” Yet, I always fumbled because I was more concerned about the obstacles that I do not want to bang into. I

Would You Pass The Marshmallow Test?

What do marshmallows have to do with investing? Apparently a lot! In the 1960s, the Stanford psychologist Walter Mischel carried out experiments with marshmallows for 4-year-olds, giving them an option to eat their favourite treat immediately or to double the treat if they were willing to wait. And the children were tracked for 40 years,

Overcoming Fear in Investing

As negative as it seems, fear is not necessarily a bad thing. Consider how, for example, the fear of being knocked down may help us cross the road carefully. However, if the fear prevents us from crossing the road at all, then it is not so healthy. How does fear impact investing? Stanley Druckenmiller, known

Instead Of Timing The Market, Invest Early And Often

Timing the market with short-term forecasts could turn out to be extremely harmful to your portfolio. Imagine walking in the park and coming across an owner of a pet dog walking the pet, and the pet is darting to its left and right while the owner is heading towards his destination. In order to invest

Redbrick Conversations with Clemence Lee, Executive Director of Singapore Capital Market division, CBRE

Redbrick Mortgage Advisory is honoured to interview Mr. Clemence Lee, the current Executive Director of the Singapore Capital Market division, CBRE. He focuses and assists clients in terms of divestments and the acquisition of investment properties. This includes commercial buildings, retail malls, residential land, boutique hotels, conservation shophouses and strata commercial offices. Over the last

Redbrick Conversations with William Wong, Founder, Realstar Premier Group

Redbrick Mortgage Advisory is honoured to interview Mr. William Wong, Founder and Managing Director of Realstar Premier Group. Established in 2001, Realstar Premier Group has since transacted more than 2,000 landed properties, and over $14 billion worth of landed transactions. With 70 agents specializing in transactions for the landed arena, Realstar Premier Group has stellar

Turbocharge Your Wealth in Turbulence

“Ladies and gentlemen, we are experiencing some turbulence. Please return to your seats and fasten your seatbelts.” Have you ever encountered someone jumping out of a plane during a turbulence? It is hard to imagine someone doing that. However, when it comes to investing, people do ‘jump out’ during turbulent times and suffer losses. By

Redbrick Conversations with Sarah Ng, KEO, SN Real Estate

Redbrick Mortgage Advisory is honoured to interview Ms. Sarah Ng, KEO of SN Real Estate, a boutique agency in Singapore that is focused on delivering quality real estate solutions in the industrial and commercial sector to their diverse range of clients. Sarah Ng helms as the founder and key executive officer of SN Real Estate.